Fluvanna County property record for 1295 Ridge Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,418 sqft · built 1918 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $956 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20 A 18A |
| Primary APN | 20 A 18A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,418 sqft Living Area |
| Gross Area | 2,544 sqft |
| 1st Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Other |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Tin |
| Lot Area | 304,920 sqft (7 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 128 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 3050 |
|---|---|
| Street Address | 1295 RIDGE RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-4002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 906-81 AC 7.0 |
| Legal Block | 1 |
| Legal Lot Number | A |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 20200 |
1295 Ridge Rd is owned by an individual who acquired it in October 2013.
Source: Fluvanna County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1147 RIDGE RD, PALMYRA, VA 22963-4001 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 1, 2013 |
| Transfer Doc | 906/081 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1295 Ridge Rd was $956, up 0.6% from the year before.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,700 (-) Land $67,500 Building $80,200 | $147,700 (-) Land $67,500 Building $80,200 | |
| 2025 | $956.00 (+0.63%) | $147,700 Land $67,500 Building $80,200 | $147,700 Land $67,500 Building $80,200 |
| 2024 | $950.00 | ||
| 2023 | $130,800 Land $67,500 Building $63,300 | $130,800 Land $67,500 Building $63,300 | |
| 2022 | $926.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1295 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1295 Ridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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