Fluvanna County property record for 1088 Ridge Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,368 sqft · built 1948 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,195 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 19 A 41 |
| Primary APN | 19 A 41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 3,054 sqft |
| 1st Floor Area | 1,368 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
|---|---|
| Porch Area | 248 sqft |
| Patio Area | 70 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 3044 |
|---|---|
| Street Address | 1088 RIDGE RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-4080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | WB 76-594 AC 10.0 |
| Legal Block | 4 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20200 |
1088 Ridge Rd is owned by two individuals who acquired it in October 2025.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5031 BUFFALO RD, DILLWYN, VA 23936-2181 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 27, 2025 |
| Transfer Doc | 0000003391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Nov 5, 2025 |
| Property Address | 1088 RIDGE RD, PALMYRA, VA 22963-4080 |
| Document Number | 0250003391 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 250003391 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5031 BUFFALO RD, DILLWYN, VA 23936-2181 |
The 2025 property tax bill for 1088 Ridge Rd was $1,195, up 0.6% from the year before.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,400 (-) Land $81,000 Building $77,400 | $158,400 (-) Land $81,000 Building $77,400 | |
| 2025 | $1,195.00 (+0.59%) | $158,400 Land $81,000 Building $77,400 | $158,400 Land $81,000 Building $77,400 |
| 2024 | $1,188.00 | ||
| 2023 | $143,800 Land $81,000 Building $62,800 | $143,800 Land $81,000 Building $62,800 | |
| 2022 | $1,213.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1088 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1088 Ridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
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