Sumter County property record for 1295 Reading Rd, The Villages, FL 32163
| Property Type | Single Family Home |
|---|---|
| Details | 2,053 sqft · built 2015 |
| Lot Size | 0.196 acres (8,557 sqft) |
| Owner | Trust Name on File |
| Last Sale | $381,100 (Mar 2015) |
| Tax Bill | $7,044 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | G11R009 |
| Primary APN | G11R009 |
|---|---|
| Alternative APN |
|
| Building Area | 2,053 sqft Heated Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Concrete |
| Lot Area | 8,557 sqft (0.196 acres) |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 442 sqft |
| Account Number | 1052981 |
|---|---|
| Street Address | 1295 READING RD |
| City | THE VILLAGES |
| State | FL |
| Zip | 32163-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 THE VILLAGES OF SUMTER UNIT NO 204 PB 15 PGS 17-17C |
| Legal Range | 23E |
| Legal Township | 19S |
| Legal Section | 11 |
| Legal Subdivision | VILLAGES/SUMTER |
| Legal Lot Number | 9 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 911402 |
1295 Reading Rd is owner-occupied and held in a trust since March 2015.
Source: Sumter County records, as of December 19, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1295 READING RD, THE VILLAGES, FL 32163-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2015 · Amount on File |
| Deed Sale | Mar 18, 2015 · Amount on File |
| Deed Document Number | 201560008189 |
| Deed Book / Page | 2931 / 0168 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 1295 READING RD, THE VILLAGES, FL 32163-3017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PENINSULA LAND & TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0037670100 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 3767/100 |
| Instrument | 202060023655 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Sumter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $505,330 | $673,540 Land $119,800 Building $553,740 | |
| 2024 | $7,044.00 (+3.65%) | ||
| 2023 | $6,796.00 (-0.79%) Additional exemption filed | $476,790 (+3%) | $666,510 (+21.38%) Land $119,800 Building $546,710 |
| 2022 | $6,850.00 Homeowner's exemption | $462,910 | $549,120 Land $85,570 Building $463,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1295 Reading Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1295 Reading Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE WATER public/private · serves 493 people · EPA ID FL6532779 |
|---|---|
| Water Source | Purchased groundwater from CITY OF LAKELAND |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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