1285 Reading Rd, The Villages, FL 32163 Property Records

Sumter County property record for 1285 Reading Rd, The Villages, FL 32163

Property Summary

Property Type	Single Family Home
Details	2,049 sqft · built 2015
Lot Size	0.193 acres (8,388 sqft)
Owner	2 Individual Names on File
Last Sale	$860,000 (Jul 2022)
Tax Bill	$8,732 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`111923G11R010`

Property Details

APN / Parcel Number

Primary APN	`111923G11R010`
Alternative APNs	`G11R010` `1052982`

Interior

Building Area	2,049 sqft Living Area
Gross Area	3,399 sqft
1st Floor Area	2,049 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Concrete Block
Lot Area	8,388 sqft (0.193 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	783 sqft

Location & Zoning

Street Address	1285 READING RD
City	THE VILLAGES
State	FL
Zip	32163-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 THE VILLAGES OF SUMTER UNIT 204 PB 15 PGS 17-17C
Legal Range	23E
Legal Township	19S
Legal Section	11
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	10
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	3
Census Block	3000
Census Tract	911402

Owner

1285 Reading Rd is owned and occupied by two individuals who acquired it in April 2026.

Source: Sumter County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1285 READING RD, THE VILLAGES, FL 32163-3017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 11, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 11, 2022	Warranty Deed, Transfer PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE
Mar 23, 2017	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS 1ST BANK
Oct 31, 2019	Grant Deed, Transfer ATTORNEY ONLY
Apr 23, 2018	Warranty Deed, Transfer PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE
Apr 7, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	Apr 23, 2018 · Amount on File
Deed Document Number	202234886
Deed Book / Page	4305 / 353
Last Transfer Date	Apr 27, 2026
Transfer Doc	0051230544
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	May 11, 2026
Property Address	1285 READING RD, THE VILLAGES, FL 32163-3017
Document Number	0051230544
Book / Page	5123 / 544
Instrument Date	Apr 27, 2026
Instrument	202623903
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1285 READING RD, THE VILLAGES, FL 32163-3017

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	May 11, 2026
Property Address	1285 READING RD, THE VILLAGES, FL 32163-3017
Document Number	0000023903
Book / Page	5123 / 544
Instrument Date	Apr 27, 2026
Instrument	202623903
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1285 READING RD, THE VILLAGES, FL 32163-3017

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jul 11, 2022
Property Address	1285 READING RD, THE VILLAGES, FL 32163-3017
Document Number	0043050353
Book / Page	4305 / 353
Map Reference	MB 15 PG 17-17C
Instrument Date	Jun 30, 2022
Instrument	202260034886
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount on Record
Tax	$6,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19403 E TN OAK CIRCLE NE, 19403, WYOMING, MN 55092

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SPYGLASS LN, PLYMOUTH, MA 02360-2244

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	1285 READING RD, THE VILLAGES, FL 32163-3017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PENINSULA LAND & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032330624
Date	Mar 23, 2017
Book Page	3233/0624
Instrument	201760009727

Lender

Name	CITIZENS 1ST BANK
Type	Bank
Address	THE VILLAGES, FL 32162

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2018

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER FL
Recording Date	Oct 31, 2019
Property Address	1285 READING RD, THE VILLAGES, FL 32163-3017
Document Number	0036500235
Book / Page	003650 / 000235
Instrument Date	Sep 26, 2019
Instrument	60042296
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1285 READING RD THE VILLAGES FL 321633017, THE VILLAGES, FL 32163-3017

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Apr 23, 2018
Property Address	1285 READING RD, THE VILLAGES, FL 32163-3017
Document Number	0034000179
Book / Page	003400 / 000179
Instrument Date	Apr 9, 2018
Instrument	60014151
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount on Record
Tax	$3,955.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1285 READING RD THE VILLAGES FL 321633017, THE VILLAGES, FL 32163-3017

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Apr 7, 2017
Property Address	1285 READING RD, THE VILLAGES, FL 32163-3017
Document Number	0032390589
Book / Page	3239 / 0589
Map Reference	MB15 PG17&17A-17C
Instrument Date	Mar 28, 2017
Instrument	201760011574
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PENINSULA LAND & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	679 KAUSKA WAY, 679, THE VILLAGES, FL 32163-0076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1698 E TRADITION LN, LAKE HAVASU CITY, AZ 86404-5977

Mortgage

Document Number	0032390590
Date	Apr 7, 2017
Instrument	3239/0590

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1285 Reading Rd was $8,732 with a homeowner's exemption, up 1.8% from the year before.

Source: Sumter County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,732.00 (+1.77%) Additional exemption filed	$660,880	$661,270 Land $117,430 Building $543,840
2024	$8,580.00 (-5.01%)
2023	$9,033.00 (+16.8%)	$654,300 (+32.31%) Land $117,430 Building $536,870	$654,300 (+24.08%) Land $117,430 Building $536,870
2022	$7,734.00	$494,510	$527,340 Land $83,880 Building $443,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1285 Reading Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1285 Reading Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE WATER public/private · serves 493 people · EPA ID FL6532779
Water Source	Purchased groundwater from CITY OF LAKELAND
Last State Inspection	Nov 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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