St. Louis County property record for 1295 Pearson Dr, Cotton, MN 55724
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 1 ba · 1,340 sqft · built 1970 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Oct 2013) |
| Tax Bill | $2,518 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 320-0010-05692 |
| Primary APN | 320-0010-05692 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,340 sqft Gross Area |
| 1st Floor Area | 1,340 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 75,359 sqft (1.73 acres) |
| Garage Area | 1,352 sqft |
| Deck Area | 49 sqft |
|---|---|
| Cabin | 240 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1005820 |
|---|---|
| Street Address | 1295 PEARSON DR |
| City | COTTON |
| State | MN |
| Zip | 55724-8400 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | WLY 250 FT OF SLY 300 FT OF LOT 2 SERIAL # |
| Legal Range | 16W |
| Legal Township | 55N |
| Legal Section | 35 |
| Legal Subdivision | ELLSBURG TOWN OF |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | ELLSBURG |
| Census Block Group | 2 |
| Census Block | 2080 |
| Census Tract | 11402 |
1295 Pearson Dr, a residential property, is owned by an individual who acquired it in July 2022.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4041 MERRIAM RD, HOPKINS, MN 55305-5048 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2013 · Amount on File |
| Deed Sale | Oct 15, 2013 · Amount on File |
| Deed Document Number | 20131225445 |
| Last Transfer Date | Jul 7, 2022 |
| Transfer Doc | 0001447900 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 1295 Pearson Dr was $2,518, up 12% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Ellsburg Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,518.00 (+12.01%) | ||
| 2025 | $2,248.00 (+6.54%) | $251,400 (+9.59%) Land $84,900 Building $166,500 | $251,400 (+9.59%) Land $84,900 Building $166,500 |
| 2024 | $2,110.00 | $229,400 Land $77,800 Building $151,600 | $229,400 Land $77,800 Building $151,600 |
| 2022 | $204,100 Land $107,000 Building $97,100 | $204,100 Land $107,000 Building $97,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1295 Pearson Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1295 Pearson Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Arvig DSL | 25 / 3 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures