St. Louis County property record for 1187 Pearson Dr, Cotton, MN 55724
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 616 sqft · built 1945 |
| Lot Size | 2.75 acres (119,790 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Aug 2007) |
| Tax Bill | $1,458 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 320-0010-05792 |
| Primary APN | 320-0010-05792 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 616 sqft Gross Area |
| 1st Floor Area | 616 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Stone |
| Lot Area | 119,790 sqft (2.75 acres) |
| Cabin | 200 sqft |
|---|---|
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Heating Fuel | Propane |
|---|
| Account Number | 665437 |
|---|---|
| Street Address | 1187 PEARSON DR |
| City | COTTON |
| State | MN |
| Zip | 55724 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | THAT PART OF LOT 7 COMM AT SE COR OF LOT 7THENCE N00DEG12'16"W ALONG E LINE OF LOT 7800 FT TO N LINE OF S 800 FT & PT OF |
| Legal Range | 16W |
| Legal Township | 55N |
| Legal Section | 35 |
| Legal Subdivision | ELLSBURG TOWN OF |
| Legal Lot Number | 7800,7T |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | ELLSBURG |
| Census Block Group | 2 |
| Census Block | 2080 |
| Census Tract | 11402 |
1187 Pearson Dr, a residential property, is owned by an individual who bought it in August 2007.
Source: St. Louis County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 S 60TH AVE E, DULUTH, MN 55804-2507 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2007 · Amount on File |
| Deed Sale | Aug 24, 2007 · Amount on File |
| Deed Document Number | 20071060860 |
| Prior Transfer Date | Mar 11, 2004 |
| Prior Transfer Doc | 0000961700 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1187 Pearson Dr was $1,458, up 12.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Ellsburg Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,458.00 (+12.15%) | ||
| 2025 | $1,300.00 (+4.17%) | $143,700 (+9.86%) Land $95,900 Building $47,800 | $143,700 (+9.86%) Land $95,900 Building $47,800 |
| 2024 | $1,248.00 | $130,800 Land $87,300 Building $43,500 | $130,800 Land $87,300 Building $43,500 |
| 2022 | $138,100 Land $115,900 Building $22,200 | $138,100 Land $115,900 Building $22,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1187 Pearson Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1187 Pearson Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Arvig DSL | 25 / 3 |
5G and 4G LTE (outdoors only)
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