Winnebago County property record for 1295 Looe Key, Machesney Park, IL 61103
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $423,000 (Sep 2019) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-476-038 |
| Primary APN | 07-24-476-038 |
|---|
| Lot Area | 24,829 sqft (0.569 acres) |
|---|
| Street Address | 1295 LOOE KY |
|---|---|
| City | MACHESNEY PARK |
| State | IL |
| Zip | 61103-8824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER KEY NO 2 PT SE1/4 SEC 24-45-1 LOT 78 |
| Legal Range | 01 |
| Legal Township | 45 |
| Legal Section | 24 |
| Legal Subdivision | RIVER KEY 02 |
| Legal Lot Number | 78 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | OWEN |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 3801 |
Source: Winnebago County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1295 LOOE KY, MACHESNEY PARK, IL 61103-8824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 9, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2019 · Amount on Record |
| Deed Sale | Sep 9, 2019 · Amount on Record |
| Prior Sale | Aug 4, 2010 · Amount on Record |
| Deed Document Number | 1930166 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 1295 LOOE KY, MACHESNEY PARK, IL 61103-8824 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000042670 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2142670 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 9, 2019 |
| Property Address | 1295 LOOE KY, MACHESNEY PARK, IL 61103-8824 |
| Document Number | 0001030166 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 1030166 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2019 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $634.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1295 LOOE KY MACHESNEY PARK IL 611038824, MACHESNEY PARK, IL 61103-8824 |
| Document Number | 1030167 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 1030167 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 8, 2049 |
Source: Winnebago County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Owen Township |
| Municipality | Machesney Park Village |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $165,903 Land $43,511 Building $122,392 | $497,709 Land $130,533 Building $367,176 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 5 (2008–2019) |
| Most Recent Claim | Mar 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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