1265 Looe Key, Machesney Park (Rockford), IL 61103 Property Records

Winnebago County property record for 1265 Looe Key, Machesney Park, IL 61103

Property Summary

Property TypeSingle Family Home
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on File
Tax Bill$14,601 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-24-476-037

Property Details

APN / Parcel Number

Primary APN07-24-476-037
Alternative APN
  • 724476037

Exterior

Lot Area28,314 sqft (0.65 acres)

Location & Zoning

Street Address1265 LOOE KY
CityMACHESNEY PARK
StateIL
Zip61103-8824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSI - SING
Legal DescriptionRIVER KEY NO 2 PT SE1/4 SEC 24-45-1 LOT 77
Legal Range1
Legal Township45
Legal Section24
Legal SubdivisionRIVER KEY 02
Legal Lot Number77
JurisdictionWINNEBAGO IL
Township / Civil DivisionOWEN
Census Block Group4
Census Block4028
Census Tract3801

Owner

Source: Winnebago County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1265 LOOE KY, MACHESNEY PARK, IL 61103-8824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST COMMUNITY BANK
May 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address1265 LOOE KY, MACHESNEY PARK, IL 61103-8824
Transaction TypeMortgage
Record UpdatedAug 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004638
DateFeb 8, 2021
Instrument2104638
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 1, 2041
Interest
Rate TypeFixed Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address1265 LOOE KY, MACHESNEY PARK, IL 61103-8824
Document Number0001013095
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2020
Title CompanyMETROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1265 LOOE KY MACHESNEY PARK IL 611038824, MACHESNEY PARK, IL 61103-8824

Mortgage

Document Number0001013095
DateMay 21, 2020
Instrument1013095
Lender
NameMIDWEST CMNTY BK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 20, 2040
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionOwen Township
MunicipalityMachesney Park Village
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,601.00$220,536 (+40.54%) Land $56,813 Building $163,723$661,608 (+40.54%) Land $170,439 Building $491,169
2022Homeowner's exemption$156,922 Land $40,425 Building $116,497$470,766 Land $121,275 Building $349,491

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims5 (2008–2019)
Most Recent ClaimMar 2019 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PARK PWD
serves 35,580 people · EPA ID IL2015500
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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