1295 Ives Rd, Two Harbors, MN 55616 Property Records

St. Louis County property record for 1295 Ives Rd, Two Harbors, MN 55616 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1999
Square Footage1,110 sqft Gross Area
Lot Size871,200 sqft (20 acres)
OccupancyOwner Occupied
Last Sale$217,500 (2014)
Tax Bill$2,884.00 (2026)

Property Details

APN / Parcel Number

Primary APN210-0010-06580
Alternative APN
  • 971039

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Total Rooms2 Rooms
Building Area1,110 sqft Gross Area
1st Floor1,110 sqft 1st Floor
Basement Area1,092 sqft Basement
Finished Basement1,092 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1999
Architectural StyleSplit Foyer Style
Exterior MaterialComposition/Composite Exterior
Construction TypeFrame Construction
Lot Area871,200 sqft (20 acres)
Garage Area960 sqft Garage

Exterior Amenities

Deck Area80 sqft Deck
Porch Area248 sqft Porch
SaunaSauna
Pole Structure1,280 sqft Pole Structure
Storage Building192 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelPropane Heating Fuel

Location & Zoning

Account Number971039
Street Address1295 IVES RD
CityTWO HARBORS
StateMN
Zip55616-8035
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionW1/2 OF SW1/4 OF SW1/4 SERIAL #
Legal Range12W
Legal Township53N
Legal Section36
Legal SubdivisionALDEN TOWN OF
JurisdictionST LOUIS MN
Minor Civil DivisionALDEN
Census Blockgroup1
Census Block1112
Census Tract10601

Owner

Source: St. Louis County records · APN 210-0010-06580

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1295 IVES RD, TWO HARBORS, MN 55616-8035
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
TWO HARBORS FCU
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
TWO HARBORS FCU
May 24, 2019Deed of Trust, Mortgage
TWO HARBORS FCU
Sep 11, 2017Deed of Trust, Mortgage · Conventional Mortgage
TWO HARBORS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 13, 2014 · Amount on Record
Deed SaleJun 13, 2014 · Amount on Record
Deed Doc Number20141239527
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1295 IVES RD, TWO HARBORS, MN 55616-8035
Transaction TypeMortgage
Record UpdatedApr 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001406303
DateMar 09, 2021
Instrument1406303
Lender
NameTWO HARBORS FCU
TypeCredit Union
AddressTWO HARBORS, MN 55616
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1295 IVES RD, TWO HARBORS, MN 55616-8035
Document Number00A1384535
Instrument DateJun 22, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1295 VES RD TWO HARBORS MN 55616, TWO HARBORS, MN 55616

Mortgage

Document Number00A1384535
DateJul 08, 2020
InstrumentA1384535
Lender
NameTWO HARBORS FCU
TypeCredit Union
AddressTWO HARBORS, MN 55616-2067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 07, 2035

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1295 IVES RD, TWO HARBORS, MN 55616-8035
Document Number00A1356628
Instrument DateMay 24, 2019
Transaction TypeMortgage
Record UpdatedJun 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1295 IVES RD TWO HARBORS MN 556168035, TWO HARBORS, MN 55616-8035

Mortgage

Document Number00A1356628
DateJun 13, 2019
InstrumentA1356628
Lender
NameTWO HARBORS FCU
TypeCredit Union
AddressTWO HARBORS, MN 55616
Agreement
AmountAmount Recorded
Term120 Months
DueJun 12, 2029

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1295 IVES RD, TWO HARBORS, MN 55616-8035
Document Number00A1317911
Instrument DateSep 11, 2017
Transaction TypeMortgage
Record UpdatedOct 02, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1295 IVES RD TWO HARBORS MN 556168035, TWO HARBORS, MN 55616-8035

Mortgage

Document Number00A1317911
DateSep 20, 2017
InstrumentA1317911
Lender
NameTWO HARBORS FCU
TypeCredit Union
AddressTWO HARBORS, MN 55616-2067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 19, 2032

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionAlden Township
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,884.00 (+8.26%) Homeowner's exemption
2025$2,664.00 (+2.23%) Homeowner's exemption$336,100 (-5.06%) Land $96,600 Building $239,500$336,100 (-5.06%) Land $96,600 Building $239,500
2024$2,606.00$354,000 (+15.31%) Land $81,300 Building $272,700$354,000 (+15.31%) Land $81,300 Building $272,700
2022$307,000 Land $68,900 Building $238,100$307,000 Land $68,900 Building $238,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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