1255 Ives Rd, Two Harbors, MN 55616 Property Records

St. Louis County property record for 1255 Ives Rd, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,136 sqft · built 2019
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Last Sale	$43,212 (Jan 2019)
Tax Bill	$2,694 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`210-0010-06585`

Property Details

APN / Parcel Number

Primary APN	`210-0010-06585`
Alternative APN	`1064959`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,136 sqft Gross Area
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Construction Type	Frame
Lot Area	871,200 sqft (20 acres)
Garage Area	896 sqft
Porch	Slab
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1064959
Street Address	1255 IVES RD
City	TWO HARBORS
State	MN
Zip	55616-8035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	E1/2 OF SW1/4 OF SW1/4 SERIAL #
Legal Range	12W
Legal Township	53N
Legal Section	36
Legal Subdivision	ALDEN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	ALDEN
Census Block Group	1
Census Block	1112
Census Tract	10601

Owner

1255 Ives Rd is owned and occupied by an individual who bought it in January 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4502 E SUPERIOR ST, DULUTH, MN 55804-2367
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage NATIONAL BK/CMRC
Sep 23, 2020	Loan Modification, Mortgage NATIONAL BK/CMRC
Jan 11, 2019	Warranty Deed, Construction Loan · Construction Mortgage REPUBLIC BK
Jun 20, 2017	Quit Claim Deed, Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2019 · Amount on File
Deed Sale	Jan 11, 2019 · Amount on File
Prior Sale	Jun 15, 2006 · Amount on File
Deed Document Number	20191348230
Prior Transfer Date	Apr 21, 2017
Prior Transfer Doc	00A1311514
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1255 IVES RD, TWO HARBORS, MN 55616-8035
Document Number	00A1401103
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1255 IVES RD TWO HARBORS MN 556168035, TWO HARBORS, MN 55616-8035

Mortgage

Document Number	00A1401103
Date	Jan 14, 2021
Instrument	A1401103

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	1255 IVES RD, TWO HARBORS, MN 55616-8035
Document Number	00A1392150
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 IVES RD TWO HARBORS MN 556168035, TWO HARBORS, MN 55616-8035

Mortgage

Document Number	00A1392150
Date	Oct 6, 2020
Instrument	A1392150

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount on Record
Term	12 Months
Due	Oct 5, 2021

January 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 11, 2019
Property Address	1255 IVES RD, TWO HARBORS, MN 55616-8035
Document Number	00A1348230
Instrument Date	Dec 12, 2018
Instrument	A1348230
Transaction Type	Construction Loan
Record Updated	Oct 30, 2020
Title Company	STATE LOUIS COUNTY TITLE AND ABSTRACT, ST LOUIS COUNTY TITLE & ABS

Transaction

Amount	Amount on Record
Tax	$143.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4502 E SPENOR ST DULUTH MN 55804, DULUTH, MN 55804

Mortgage

Document Number	1348231
Date	Jan 11, 2019
Instrument	1348231

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 10, 2020

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 20, 2017
Property Address	1255 IVES RD, TWO HARBORS, MN 55616-8035
Document Number	00A1311514
Instrument Date	Apr 21, 2017
Instrument	A1311514
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	NORTH SHORE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3508 JERSEY AVE N CRYSTAL MN 554272265, CRYSTAL, MN 55427-2265

Tax Assessment & Valuation

The 2026 property tax bill for 1255 Ives Rd was $2,694 with a homeowner's exemption, up 8.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Alden Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,694.00 (+8.28%) Homeowner's exemption
2025	$2,488.00 (+1.8%) Homeowner's exemption	$335,000 (+0.24%) Land $90,900 Building $244,100	$335,000 (+0.24%) Land $90,900 Building $244,100
2024	$2,444.00	$334,200 Land $75,700 Building $258,500	$334,200 Land $75,700 Building $258,500
2022		$289,900 Land $64,400 Building $225,500	$289,900 Land $64,400 Building $225,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1255 Ives Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1255 Ives Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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