1295 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1295 E Smith Rd, Bellingham, WA 98226

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,556 sqft · built 1918
Lot Size4.69 acres (204,732 sqft)
Owner2 Individual Names on Record
Tax Bill$6,033 (2025)
Flood ZoneZone X (minimal risk)
APN94452

Property Details

APN / Parcel Number

Primary APN94452
Alternative APNs
  • 390333 510500 0000
  • 105441

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,556 sqft Living Area
1st Floor Area2,600 sqft
2nd Floor Area512 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area204,732 sqft (4.69 acres)
Garage TypeAttached
Garage Area1,756 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area72 sqft
Deck Area696 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number94452
Street Address1295 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-9716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionLOT 1 LANDIS SHORT PLAT AS REC BOOK 7 SHORT PLATS PG 70-EXC PTN TO WHATCOM CO FOR RD DESC AF 1970601600
Legal Range03
Legal Township39
Legal Section33
Legal SubdivisionLANDIS SHORT PLAT
Legal Lot Number1
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2005
Census Tract101

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1295 E SMITH RD, BELLINGHAM, WA 98226-9716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,033.00 (+36.49%)$659,448 (+3.74%) Land $279,691 Building $379,757$659,448 (+3.74%) Land $279,691 Building $379,757
2022$635,695 Land $340,027 Building $295,668$635,695 Land $340,027 Building $295,668
2021$4,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEER CREEK WATER ASSOC.
private · serves 2,000 people · EPA ID WA5318418
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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