1283 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1283 E Smith Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,404 sqft · built 1983
Lot Size	5 acres (217,800 sqft)
Owner	Trust Name on Record
Tax Bill	$7,617 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`574830`

Property Details

APN / Parcel Number

Primary APN	`574830`
Alternative APNs	`390333 510440 0000` `105440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,404 sqft Living Area
1st Floor Area	2,404 sqft
Interior Walls	Finished/Painted
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	1,168 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Patio Area	1,100 sqft
Storage Building	792 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	574830
Street Address	1283 E SMITH RD
City	BELLINGHAM
State	WA
Zip	98226-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	LOT 2 LANDIS SHORT PLAT AS REC BOOK 7 SHORT PLATS PG 70
Legal Range	03
Legal Township	39
Legal Section	33
Legal Subdivision	LANDIS SHORT PLAT
Legal Lot Number	2
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2005
Census Tract	101

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1283 E SMITH RD, BELLINGHAM, WA 98226-9716
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
Oct 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 2, 2017	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Mar 30, 2016
Last Transfer Date	Oct 27, 2020
Transfer Doc	2201004799
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1283 E SMITH RD, BELLINGHAM, WA 98226-9716
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1283 E SMITH RD, BELLINGHAM, WA 98226-9716

Mortgage

Document Number	0001102027
Date	Nov 29, 2022
Instrument	2022-1102027

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 27, 2020
Property Address	1283 E SMITH RD, BELLINGHAM, WA 98226-9716
Document Number	2201004799
Instrument Date	Oct 19, 2020
Instrument	1004799
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1283 E SMITH RD BELLINGHAM WA 982269716, BELLINGHAM, WA 98226-9716

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1283 E SMITH RD, BELLINGHAM, WA 98226-9716
Document Number	2170600735
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1283 E SMITH RD BELLINGHAM WA 982269716, BELLINGHAM, WA 98226-9716

Mortgage

Document Number	2170600735
Date	Jun 7, 2017
Instrument	600735

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 6, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Meridian School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,617.00 (+651.92%)	$832,558 (-4.76%) Land $281,847 Building $550,711	$832,558 (-4.76%) Land $281,847 Building $550,711
2022		$874,197 Land $414,667 Building $459,530	$874,197 Land $414,667 Building $459,530
2021	$1,013.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Xfinity.

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