1295 Cummings Rd, Ridge Spring, SC 29129 Property Records

Aiken County property record for 1295 Cummings Rd, Ridge Spring, SC 29129

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,446 sqft · built 2006
Lot Size1.01 acres (43,996 sqft)
OwnerIndividual Name on Record
Tax Bill$689 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN130-00-01-012

Property Details

APN / Parcel Number

Primary APN130-00-01-012
Alternative APNs
  • 00-145-0-01-060
  • 001450010600000
  • R2025033925

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,446 sqft Living Area
Gross Area3,332 sqft
1st Floor Area2,182 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area43,996 sqft (1.01 acres)
Garage TypeAttached
Garage Area616 sqft
PorchEnclosed/Screened Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account NumberR2025033925
Street Address1295 CUMMINGS RD
CityRIDGE SPRING
StateSC
Zip29129-9651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN OF HWY 519
Legal Lot Number060
JurisdictionAIKEN SC
Township / Civil DivisionAIKEN NORTHEAST
Census Block Group4
Census Block4005
Census Tract20200

Owner

Source: Aiken County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1295 CUMMINGS RD, RIDGE SPRING, SC 29129-9651
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 6, 2016
Transfer Doc4598/2378
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAIKEN SC
Property Address1295 CUMMINGS RD, RIDGE SPRING, SC 29129-9651
Transaction TypeMortgage
Record UpdatedFeb 10, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 CUMMINGS RD, RIDGE SPRING, SC 29129-9651

Mortgage

Document Number04995/0888
DateJan 28, 2022
Book Page4995/888
Instrument2022002873
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Aiken County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyAiken County
Unified School DistrictAiken County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$689.00 (+1.32%)$7,740 (-)$193,510 (-) Land $6,570 Building $186,940
2023$680.00$7,740 Land $260 Building $7,480$193,510 Land $6,570 Building $186,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 62% of South Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
CarolinaConnect Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cummings Rd

Nearby Streets

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