Aiken County property record for 1291 Cummings Rd, Ridge Spring, SC 29129
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,472 sqft · built 2002 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $771 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 130-00-01-018 |
| Primary APN | 130-00-01-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,472 sqft Living Area |
| Gross Area | 2,672 sqft |
| 1st Floor Area | 2,472 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 37,897 sqft (0.87 acres) |
| Porch | Open Slab |
| Deck Area | Deck Area |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | R2025067489 |
|---|---|
| Street Address | 1291 CUMMINGS RD |
| City | RIDGE SPRING |
| State | SC |
| Zip | 29129-9651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N OF CUMMINGS RD # 519 |
| Legal Lot Number | 062 |
| Jurisdiction | AIKEN SC |
| Township / Civil Division | AIKEN NORTHEAST |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 20200 |
Source: Aiken County records · APN 130-00-01-018
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1291 CUMMINGS RD, RIDGE SPRING, SC 29129-9651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 03, 2026 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jun 03, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 30, 2008 |
| Transfer Doc | 4231/0406 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AIKEN SC |
| Property Address | 1291 CUMMINGS RD, RIDGE SPRING, SC 29129-9651 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1291 CUMMINGS RD, RIDGE SPRING, SC 29129-9651 |
| Document Number | 05302/2128 |
|---|---|
| Date | Mar 03, 2026 |
| Book Page | 5302/2128 |
| Instrument | 2026005633 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | 501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Mar 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AIKEN SC |
| Property Address | 1291 CUMMINGS RD, RIDGE SPRING, SC 29129-9651 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1291 CUMMINGS RD, RIDGE SPRING, SC 29129-9651 |
| Document Number | 4935/0291 |
|---|---|
| Date | Jun 03, 2021 |
| Book Page | 4935/291 |
| Instrument | 2021016436 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 261 Months |
| Due | Mar 01, 2043 |
Source: Aiken County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Aiken County |
| Unified School District | Aiken County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $771.00 (+1.05%) | $6,560 (+0.46%) | $163,940 (+0.43%) Land $6,960 Building $156,980 |
| 2023 | $763.00 | $6,530 Land $280 Building $6,250 | $163,240 Land $6,960 Building $156,280 |
Source: FEMA National Flood Hazard Layer as of March 13, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 52% of the US · above 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| CarolinaConnect Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 16 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
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