DeSoto County property record for 1295 Cross Creek Cv, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,021 sqft · built 2001 |
| Lot Size | 0.269 acres (11,735 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,839 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-12-03-0-00004-00 |
| Primary APN | 3-08-1-12-03-0-00004-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,021 sqft Adjusted Area |
| 1st Floor Area | 1,750 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 11,735 sqft (0.269 acres) |
| Lot Dimensions | 133 ft deep x 68 ft wide |
| Patio Area | 280 sqft |
| Street Address | 1295 CROSS CREEK CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 OVERL |
| Legal Description | CROSS CREEK S-D SEC A LOT 4 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 12 |
| Legal Subdivision | CROSS CREEK S-D |
| Legal Lot Number | 4 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 71121 |
1295 Cross Creek Cv is owned and occupied by an individual who acquired it in September 2016.
Source: DeSoto County records, as of December 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1295 CROSS CREEK CV, HERNANDO, MS 38632-1164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2016 |
| Deed Sale | Sep 30, 2016 |
| Prior Sale | Aug 24, 2015 · Amount on File |
| Deed Book / Page | 804 / 638 |
| Prior Transfer Date | Jul 1, 2015 |
| Prior Transfer Doc | 000767/259 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1295 Cross Creek Cv was $1,839.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,839.00 | $18,363 Land $3,000 Building $15,363 | $183,633 Land $30,000 Building $153,633 |
| 2023 | $1,595.00 | $13,664 | $136,642 Land $30,000 Building $106,642 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1295 Cross Creek Cv in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1295 Cross Creek Cv is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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