1279 Cross Creek Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 1279 Cross Creek Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,846 sqft · built 2000
Lot Size	0.258 acres (11,235 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Mar 2022)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-12-03-0-00003-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-12-03-0-00003-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,846 sqft Adjusted Area
1st Floor Area	1,597 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,235 sqft (0.258 acres)
Lot Dimensions	138 ft deep x 58 ft wide
Deck Area	300 sqft
Patio Area	300 sqft

Location & Zoning

Street Address	1279 CROSS CREEK CV
City	HERNANDO
State	MS
Zip	38632-1164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 OVERL
Legal Description	CROSS CREEK S-D SEC A LOT 3
Legal Range	008
Legal Township	03S
Legal Section	12
Legal Subdivision	CROSS CREEK S-D
Legal Lot Number	3
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2002
Census Tract	71121

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1279 CROSS CREEK CV, HERNANDO, MS 38632-1164
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK
Jul 22, 2019	Warranty Deed, Subdivision Related Transfer · Commercial Mortgage THE BANK OF FAYETTE COUNTY
Jun 27, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Book / Page	991 / 764
Prior Transfer Date	Sep 28, 2009
Prior Transfer Doc	000619/459
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 24, 2022
Property Address	1279 CROSS CREEK CV, HERNANDO, MS 38632-1164
Document Number	000991/764
Book / Page	991 / 764
Map Reference	MB 63 PG 1
Instrument Date	Mar 23, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	SURE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6600 MCCAIN DR, 6600, SOUTHAVEN, MS 38671-8865

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1279 CROSS CREEK CV, HERNANDO, MS 38632-1164

Mortgage

Document Number	0005494287
Date	Mar 24, 2022
Instrument	5494/287

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 23, 2027

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 22, 2019
Property Address	1279 CROSS CREEK CV, HERNANDO, MS 38632-1164
Document Number	000893/749
Book / Page	0893 / 749
Map Reference	MB 11 PG 27
Instrument Date	Jul 3, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5485 PEPPER CHASE DR, 5485, SOUTHAVEN, MS 38671-7425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2172 GRAYS CREEK RD, HERNANDO, MS 38632-8911

Mortgage

Document Number	0004765531
Date	Jul 22, 2019
Instrument	4765/531

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jun 3, 2020

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 27, 2019
Property Address	1279 CROSS CREEK CV, HERNANDO, MS 38632-1164
Document Number	000891/565
Book / Page	0891 / 565
Map Reference	MB 63 PG 1&2
Instrument Date	Jun 20, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2172 GRAYS CREEK RD, 2172, HERNANDO, MS 38632-8911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1279 CROSS CREEK CV, HERNANDO, MS 38632-1164

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,017.00 (+12.18%)	$17,316 (+33.6%) Land $3,000 Building $14,316	$173,155 (+33.59%) Land $30,000 Building $143,155
2023	$1,798.00	$12,961	$129,612 Land $30,000 Building $99,612

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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