Worcester County property record for 12948 Old Bridge Rd, Ocean City, MD 21842
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 6,800 sqft · built 2017 |
| Lot Size | 0.501 acres (21,842 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $825,000 (Mar 2014) |
| Tax Bill | $20,276 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-371937 |
| Primary APN | 10-371937 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 6,800 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,842 sqft (0.501 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 1,411 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 560 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 521 sqft |
| Deck Area | 495 sqft |
| Patio Area | 2,611 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Bath House | 144 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 371937 |
|---|---|
| Street Address | 12948 OLD BRIDGE RD |
| City | OCEAN CITY |
| State | MD |
| Zip | 21842-9663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 23 21842 SQ FT OLD BRIDGE RD JOHNS LANDING PLAT |
| Legal Subdivision | JOHNS LANDING |
| Legal Lot Number | 23 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 951700 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12948 OLD BRIDGE RD, OCEAN CITY, MD 21842-9663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2014 · Amount on Record |
| Deed Sale | Mar 5, 2014 · Amount on Record |
| Prior Sale | Sep 22, 2009 · Amount on Record |
| Deed Book / Page | 6330 / 366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 12948 OLD BRIDGE RD, OCEAN CITY, MD 21842-9663 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0070880242 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 7088/242 |
| Instrument | 7088-242 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.9% |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.9% |
| Index | 1-Year LIBOR |
| Max Rate | 7.9% |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,276.00 (+1.44%) Homeowner's exemption | $4,670,233 (+79.73%) | $6,143,900 (+56.2%) Land $771,800 Building $5,372,100 |
| 2025 | $19,988.00 (+4.19%) Homeowner's exemption | ||
| 2023 | $19,184.00 Homeowner's exemption | $2,598,400 | $3,933,400 Land $771,800 Building $3,161,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 121 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 301 units insured incl. 180 condo units |
| Nearby Flood Claims | 37 (1985–2016) |
| Claims Outside the SFHA | 15 of 37 |
| Most Recent Claim | Oct 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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