12938 Old Bridge Rd, Ocean City, MD 21842 Property Records

Worcester County property record for 12938 Old Bridge Rd, Ocean City, MD 21842

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 6,184 sqft · built 2020
Lot Size	0.357 acres (15,563 sqft)
Owner	Company Name on File
Last Sale	$1,600,000 (Dec 2021)
Tax Bill	$37,936 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-371996`

Property Details

APN / Parcel Number

Primary APN	`10-371996`
Alternative APN	`371996`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	6,184 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,563 sqft (0.357 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	308 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Deck Area	64 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	196 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	371996
Street Address	12938 OLD BRIDGE RD
City	OCEAN CITY
State	MD
Zip	21842-9663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 28 15563 SQ FT OLD BRIDGE RD JOHNS LANDING PLAT
Legal Subdivision	PLAT JONS LANDING
Legal Lot Number	28
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	4
Census Block	4010
Census Tract	951700

Owner

12938 Old Bridge Rd is owned by a company that bought it in December 2021.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	1012 RISING RIDGE RD, MOUNT AIRY, MD 21771-5799
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK
Aug 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage SANDY SPRING BANK
Sep 16, 2020	Grant Deed, Transfer ATTORNEY ONLY
Oct 2, 2017	Intrafamily Transfer, Transfer · Commercial Mortgage DAMASCUS COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Sep 8, 2016 · Amount on File
Deed Book / Page	8275 / 226
Prior Transfer Date	Jun 20, 2017
Prior Transfer Doc	0070850166
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	12938 OLD BRIDGE RD, OCEAN CITY, MD 21842-9663
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082960169
Date	Jan 25, 2022
Book Page	8296/169

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	12938 OLD BRIDGE RD, OCEAN CITY, MD 21842-9663
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074660315
Date	Aug 5, 2019
Book Page	7466/315

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 16, 2020
Property Address	12938 OLD BRIDGE RD, OCEAN CITY, MD 21842-9663
Document Number	0077710297
Book / Page	007771 / 000297
Instrument Date	Sep 15, 2020
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$485.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1012 RISING RIDGE RD MOUNT AIRY MD 217715799, MOUNT AIRY, MD 21771-5799

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Oct 2, 2017
Property Address	12938 OLD BRIDGE RD, OCEAN CITY, MD 21842-9663
Document Number	0070850166
Book / Page	7085 / 166
Map Reference	MB RHO156 FO23
Instrument Date	Jun 20, 2017
Instrument	7085-166
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 RISING RIDGE RD, MOUNT AIRY, MD 21771-5799

Mortgage

Document Number	7085171
Date	Oct 2, 2017
Instrument	7085-171

Lender

Name	DAMASCUS COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 12938 Old Bridge Rd was $37,936, up 18.7% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$37,936.00 (+18.69%)	$4,110,433 (+18.69%)	$5,405,100 (+56.08%) Land $725,600 Building $4,679,500
2025	$31,962.00	$3,463,100 Land $725,600 Building $2,737,500	$3,463,100 Land $725,600 Building $2,737,500
2023	$21,975.00	$2,296,300	$3,463,100 Land $725,600 Building $2,737,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12938 Old Bridge Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 121 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	301 units insured incl. 180 condo units
Nearby Flood Claims	37 (1985–2016)
Claims Outside the SFHA	15 of 37
Most Recent Claim	Oct 2016 · rainfall accumulation
Claims by Event	Severe Winter Storm And Snowstorm, Jan 2016 · 2 claims Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12938 Old Bridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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