12947 Sunset Bluff Ct, Saint Louis, MO 63127 Property Records

St. Louis County property record for 12947 Sunset Bluff Ct, Saint Louis, MO 63127

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 10,432 sqft · built 2006
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$1,262,500 (May 2023)
Tax Bill	$25,435 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26N-33-0164`

Property Details

APN / Parcel Number

Primary APN	`26N-33-0164`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	26 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	10,432 sqft Living Area
Gross Area	12,163 sqft
1st Floor Area	2,146 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	45,738 sqft
Lot Dimensions	75 ft deep x 220 ft wide
Garage Type	Attached
Garage Area	1,731 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	960 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	24 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12947 SUNSET BLUFF CT
City	SAINT LOUIS
State	MO
Zip	63127-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	101R-1
Legal Description	SUNSET RIDGE LOT 10
Legal Subdivision	SUNSET RIDGE
Legal Lot Number	10
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1010
Census Tract	221201

Owner

12947 Sunset Bluff Ct is owned and occupied by two individuals who bought it in May 2023.

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12947 SUNSET BLUFF CT, SAINT LOUIS, MO 63127-1303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Intrafamily Transfer, Transfer · Line of Credit MIDWEST REGIONAL BANK
Sep 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 4, 2019	Grant Deed, Transfer TRUE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2023 · Amount on File
Deed Sale	May 22, 2023 · Amount on File
Prior Sale	Feb 17, 2015 · Amount on File
Deed Document Number	2023522541
Prior Transfer Date	Jul 22, 2014
Prior Transfer Doc	0211130525
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	May 22, 2023
Property Address	12947 SUNSET BLUFF CT, SAINT LOUIS, MO 63127-1303
Document Number	2023052200541
Map Reference	MB 344 PG 258&259
Instrument Date	May 22, 2023
Instrument	2023052200541
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 GREEN TRAIL DR, FARMINGTON, MO 63640-8203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 GREEN TRAIL DR, FARMINGTON, MO 63640-8203

Mortgage

Document Number	2023052200542
Date	May 22, 2023
Instrument	2023052200542

Lender

Name	MIDWEST REGIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 20, 2019
Property Address	12947 SUNSET BLUFF CT, SAINT LOUIS, MO 63127-1303
Document Number	0237060278
Book / Page	023706 / 000278
Instrument Date	Aug 29, 2019
Instrument	30
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	805 GREEN TRAIL DR FARMINGTON MO 636408203, FARMINGTON, MO 63640-8203

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 4, 2019
Property Address	12947 SUNSET BLUFF CT, SAINT LOUIS, MO 63127-1303
Document Number	0233841515
Book / Page	023384 / 001515
Instrument Date	Jan 30, 2019
Instrument	300
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	TRUE TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12963 SUNSET BLUFF CT ST LOUIS MO 631271303, ST LOUIS, MO 63127-1303

Tax Assessment & Valuation

The 2025 property tax bill for 12947 Sunset Bluff Ct was $25,435, up 30.3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Sunset Hills City
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,160 (-) Land $39,770 Building $324,390	$1,916,600 (-) Land $209,300 Building $1,707,300
2025	$25,435.00 (+30.29%)	$364,160 Land $39,770 Building $324,390	$1,916,600 Land $209,300 Building $1,707,300
2024	$19,522.00 (+0.22%)
2023	$19,479.00 (+7.85%)	$273,000 (+12.12%) Land $30,270 Building $242,730	$1,436,800 Land $159,300 Building $1,277,500
2022	$18,062.00	$243,490 Land $30,270 Building $213,220
2021			$1,281,500 Land $159,300 Building $1,122,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12947 Sunset Bluff Ct in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1982–2022)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12947 Sunset Bluff Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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