12940 Sunset Bluff Ct, Saint Louis, MO 63127 Property Records

St. Louis County property record for 12940 Sunset Bluff Ct, Saint Louis, MO 63127

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 9,485 sqft · built 2016
Lot Size1.41 acres (61,420 sqft)
OwnerCompany Name on File
Last Sale$1,008,500 (May 2015)
Tax Bill$16,659 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN26N-33-0076

Property Details

APN / Parcel Number

Primary APN26N-33-0076

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures24 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area9,485 sqft Living Area
Gross Area10,937 sqft
1st Floor Area3,685 sqft
Basement Area2,900 sqft
Finished Basement2,900 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area61,420 sqft
Lot Dimensions78 ft deep x 218 ft wide
Garage TypeAttached
Garage Area1,452 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area448 sqft
PorchOpen Concrete/Masonry Porch
Porch Area1,108 sqft
Deck Area360 sqft
Patio Area2,556 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12940 SUNSET BLUFF CT
CitySAINT LOUIS
StateMO
Zip63127-1303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code101R-1
Legal DescriptionSUNSET RIDGE LOT 1
Legal SubdivisionSUNSET RIDGE
Legal Lot Number1
JurisdictionST LOUIS MO
Township / Civil DivisionBONHOMME
Census Block Group1
Census Block1010
Census Tract221201

Owner

12940 Sunset Bluff Ct is owned by a company that bought it in May 2015 and is owner-occupied.

Source: St. Louis County records, as of September 29, 2026

Owner of RecordCompany Name on File
Mailing Address12940 SUNSET BLUFF CT, SAINT LOUIS, MO 63127-1303
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2015 · Amount on File
Deed SaleMay 29, 2015 · Amount on File
Prior SaleMar 12, 2015 · Amount on File
Deed Document Number2015815
Deed Book / Page21528 / 3488
Prior Transfer DateAug 15, 2014
Prior Transfer Doc0211422284
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address12940 SUNSET BLUFF CT, SAINT LOUIS, MO 63127-1303
Transaction TypeMortgage
Record UpdatedAug 13, 2021
Title CompanyINVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

NameVerified Name
Address12940 SUNSET BLUFF CT, SAINT LOUIS, MO 63127-1303

Mortgage

Document Number0244041682
DateOct 30, 2020
Book Page24404/1682
Instrument2020103000235
Lender
NameSTIFEL BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 12940 Sunset Bluff Ct was $16,659, up 0.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalitySunset Hills City
Unified School DistrictLindbergh School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$322,390 (-) Land $42,900 Building $279,490$1,696,800 (-) Land $225,800 Building $1,471,000
2025$16,659.00 (+0.17%)$322,390 Land $42,900 Building $279,490$1,696,800 Land $225,800 Building $1,471,000
2024$16,631.00 (+0.22%)
2023$16,595.00$232,580 Land $32,660 Building $199,920$1,224,100 Land $171,900 Building $1,052,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12940 Sunset Bluff Ct in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims12 (1982–2022)
Claims Outside the SFHA3 of 12
Most Recent ClaimAug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12940 Sunset Bluff Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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