12945 Vanderbilt Dr, Unit 509, Naples, FL 34110 Property Records

Collier County property record for 12945 Vanderbilt Dr, Unit 509, Naples, FL 34110

Property Summary

Property Type	Condominium
Details	1,635 sqft · built 1982
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2019)
Tax Bill	$7,475 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`165100 5093A17`

Property Details

APN / Parcel Number

Primary APN	`165100 5093A17`
Alternative APN	`22111360002`

Interior

Units	37 Units
Building Area	1,635 sqft Living Area
1st Floor Area	1,635 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	12945 VANDERBILT DR, 509
City	NAPLES
State	FL
Zip	34110-6417
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ANCHORAGE, THE A CONDOMINIUM UNIT 509
Legal Range	25
Legal Township	48
Legal Section	17
Legal Subdivision	ANCHORAGE CONDOMINIUM, THE
Legal Tract	165100
Legal Block	2
Legal Lot Number	509
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2010
Census Tract	10209

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12945 VANDERBILT DR, 509, NAPLES, FL 34110-6417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 14, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 9, 2019	Warranty Deed, Transfer GIT FL TITLE SERVICES, GIT FL TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	Apr 14, 1997 · Amount on File
Deed Document Number	20195750717
Deed Book / Page	5661 / 950
Last Transfer Date	Sep 7, 2021
Transfer Doc	0060120008
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12945 VANDERBILT DR UNIT 509, 509, NAPLES, FL 34110-6417
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SUNRISE TRL, MEDFORD, NJ 08055-2809

Mortgage

Document Number	0061541849
Date	Jul 19, 2022
Book Page	6154/1849
Instrument	6285060

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	327 Months
Due	Oct 8, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Sep 14, 2021
Property Address	12945 VANDERBILT DR UNIT 509, 509, NAPLES, FL 34110-6417
Document Number	0060120008
Book / Page	6012 / 8
Map Reference	MB 970 PG 145-250
Instrument Date	Sep 7, 2021
Instrument	6127980
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12945 VANDERBILT DR UNIT 509, 509, NAPLES, FL 34110-6417

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 9, 2019
Property Address	12945 VANDERBILT DR UNIT 509, 509, NAPLES, FL 34110-6417
Document Number	0056610950
Book / Page	005661 / 000950
Instrument Date	Aug 1, 2019
Instrument	5750717
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	GIT FL TITLE SERVICES, GIT FL TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$2,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SUNRISE TRL MEDFORD NJ 080552809, MEDFORD, NJ 08055-2809

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$718,220 (+0.99%) Building $718,220	$718,220 (-10.4%) Building $718,220
2025	$7,475.00 (+9.2%)	$711,187 (+21%)	$801,605 (+15.15%) Building $801,605
2024	$6,845.00 (+4.9%)
2023	$6,525.00 (+6.74%)	$587,758 (+1%)	$696,125 (+17.66%) Building $696,125
2022	$6,113.00	$534,325	$591,646 Building $591,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 58 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,441 units insured incl. 1,383 condo units
Nearby Flood Claims	69 (2005–2024)
Claims Outside the SFHA	14 of 69
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Ian, Sep 2022 · 31 claims Hurricane Ian, Sep 2022 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Summit Broadband.

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