Putnam County property record for 12945 Rd 12, Ottawa, OH 45875
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,107 sqft · built 2015 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $28,000 (Sep 2002) |
| Tax Bill | $5,998 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-060110.0300 |
| Primary APN | 30-060110.0300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,107 sqft Living Area |
| 1st Floor Area | 1,837 sqft |
| Upper Floors Area | 1,270 sqft |
| Attic | Attic |
| Attic Area | 504 sqft |
| Basement Area | 1,837 sqft |
| Unfinished Basement | 1,837 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Geothermal |
| Street Address | 12945 ROAD 12 |
|---|---|
| City | OTTAWA |
| State | OH |
| Zip | 45875-8511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1N 7E 32 SWPT S SW |
| Legal Range | 7E |
| Legal Township | 1N |
| Legal Section | 32 |
| Jurisdiction | PUTNAM OH |
| Township / Civil Division | OTTAWA |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 30302 |
12945 Rd 12 is owned and occupied by an individual who bought it in September 2002.
Source: Putnam County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11309 ROAD 11J, OTTAWA, OH 45875-9460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PANA |
| Aug 18, 2020 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2002 · Amount on File |
| Deed Sale | Sep 5, 2002 · Amount on File |
| Deed Document Number | 200277 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 12945 ROAD 12, OTTAWA, OH 45875-8511 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000780/157 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 780/157 |
| Instrument | 202500004420 |
| Name | FIRST NATIONAL BANK OF PANA |
|---|---|
| Type | Bank |
| Address | PANDORA, OH 45877 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 5, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 12945 ROAD 12, OTTAWA, OH 45875-8511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 724/300 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 724/300 |
| Instrument | 202000004056 |
| Name | THE FIRST NATIONAL BANK OF PANDORA |
|---|---|
| Type | Bank |
| Address | PANDORA, OH 45877 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM OH |
| Property Address | 12945 ROAD 12, OTTAWA, OH 45875-8511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 721/2215 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 721/2215 |
| Instrument | 202000002834 |
| Name | THE FIRST NATIONAL BANK OF PANDORA |
|---|---|
| Type | Bank |
| Address | PANDORA, OH 45877 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2025 property tax bill for 12945 Rd 12 was $5,998 with a homeowner's exemption, up 2.6% from the year before.
Source: Putnam County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Putnam County |
| County Subdivision | Ottawa Township |
| Unified School District | Ottawa-Glandorf Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,998.00 (+2.6%) Homeowner's exemption | $184,060 (-) Land $7,840 Building $176,220 | $525,890 Land $22,400 Building $503,490 |
| 2024 | $5,846.00 (-0.63%) Homeowner's exemption | $184,060 (+23.73%) Land $7,840 Building $176,220 | |
| 2023 | $5,883.00 (+8.76%) Homeowner's exemption Additional exemption filed | $148,760 (-) Land $5,990 Building $142,770 | $525,890 Land $22,400 Building $503,490 |
| 2022 | $5,409.00 Homeowner's exemption | $148,760 Land $5,990 Building $142,770 | |
| 2020 | $425,020 Land $17,110 Building $407,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12945 Rd 12 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2007–2013) |
| Most Recent Claim | Dec 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12945 Rd 12 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glandorf Internet Fiber | 2,000 / 2,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures