12943 Palm Leaf Ct, Houston, TX 77044 Property Records

Harris County property record for 12943 Palm Leaf Ct, Houston, TX 77044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,429 sqft · built 2008
Lot Size	0.088 acres (3,810 sqft)
Owner	Individual Name on File
Last Sale	$166,650 (Oct 2026)
Tax Bill	$3,805 (2025)
Deeds & Mortgages	Oct 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127-704-007-0042`

Property Details

APN / Parcel Number

Primary APN	`127-704-007-0042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,429 sqft Living Area
1st Floor Area	1,429 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Frame Concrete Block/Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	3,810 sqft (0.088 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1277040070042
Street Address	12943 PALM LEAF CT
City	HOUSTON
State	TX
Zip	77044-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 42 BLK 7 LAKESHORE SEC 5
Legal Subdivision	LAKESHORE SEC 5
Legal Block	7
Legal Lot Number	42
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2018
Census Tract	252001

Owner

12943 Palm Leaf Ct is owned by an individual who bought it in October 2026.

Source: Harris County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	16110 BURBERRY CIR, HOUSTON, TX 77044-2440
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2026 · Amount on File
Deed Sale	Oct 5, 2026 · Amount on File
Prior Sale	Jun 10, 2008 · Amount on File
Deed Document Number	2026404107
Prior Transfer Date	May 22, 2008
Prior Transfer Doc	20080299399
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 5, 2026
Property Address	12943 PALM LEAF CT, HOUSTON, TX 77044-2656
Document Number	0000404107
Instrument Date	Oct 5, 2026
Instrument	2026404107
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16110 BURBERRY CIR, HOUSTON, TX 77044-2440
Investor	Possibly a Property Investor

Mortgage

Document Number	0000404108,
Date	Oct 5, 2026
Instrument	2026404108

Lender

Name	LOWER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 12943 Palm Leaf Ct was $3,805, up 213.9% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,307 (-3.39%) Land $49,413 Building $173,894	$223,307 (-3.39%) Land $49,413 Building $173,894
2025	$3,805.00 (+213.94%) Homeowner's exemption	$231,132 Land $49,413 Building $181,719	$231,132 Land $49,413 Building $181,719
2024	$1,212.00
2023		$230,539 Land $22,426 Building $208,113	$230,539 Land $22,426 Building $208,113
2022	$1,100.00
2020	$979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12943 Palm Leaf Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 141 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	141 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2019 · Tropical Storm Imelda

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12943 Palm Leaf Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 412 serves 3,480 people · EPA ID TX1013354
Water Source	Purchased surface water from CITY OF HOUSTON
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250