12939 Palm Leaf Ct, Houston, TX 77044 Property Records

Harris County property record for 12939 Palm Leaf Ct, Houston, TX 77044

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 2010
Lot Size0.09 acres (3,904 sqft)
OwnerIndividual Name on File
Last Sale$235,034 (Apr 2025)
Tax Bill$4,222 (2025)
Deeds & MortgagesApr 2025 Second Mortgage
Apr 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN127-704-007-0041

Property Details

APN / Parcel Number

Primary APN127-704-007-0041

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area3,904 sqft (0.09 acres)
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1277040070041
Street Address12939 PALM LEAF CT
CityHOUSTON
StateTX
Zip77044-2656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 41 BLK 7 LAKESHORE SEC 5
Legal SubdivisionLAKESHORE SEC 5
Legal Block7
Legal Lot Number41
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2018
Census Tract252001

Owner

12939 Palm Leaf Ct is owned and occupied by an individual who bought it in April 2025.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address12939 PALM LEAF CT, HOUSTON, TX 77044-2656
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE BANK OF NEW YORK MELLON TRUST CO NA
Apr 10, 2025Vendor's Lien, Transfer · FHA Mortgage
CMG MORTGAGE INC
Jul 23, 2020Deed of Trust, Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2025 · Amount on File
Deed SaleApr 10, 2025 · Amount on File
Prior SaleFeb 16, 2011 · Amount on File
Deed Document Number2025132151
Prior Transfer DateFeb 11, 2011
Prior Transfer Doc20110066200
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12939 PALM LEAF CT, HOUSTON, TX 77044-2656
Transaction TypeMortgage
Record UpdatedNov 27, 2025
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12939 PALM CT, HOUSTON, TX 77044

Mortgage

Document Number0000132153
DateApr 10, 2025
Instrument2025-132153
Lender
NameTHE BANK OF NEW YORK MELLON TRUST CO NA
TypeBank
AddressAUSTIN, TX 78711
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

April 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateApr 10, 2025
Property Address12939 PALM LEAF CT, HOUSTON, TX 77044-2656
Document Number0000132151
Instrument DateApr 9, 2025
Instrument2025-132151
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12939 PALM LEAF CT, HOUSTON, TX 77044-2656

Transferred To (Grantee/Buyer)

NameVerified Name
Address12939 PALM LEAF CT, HOUSTON, TX 77044-2656

Mortgage

Document Number0000132152
DateApr 10, 2025
Instrument2025-132152
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2055

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12939 PALM LEAF CT, HOUSTON, TX 77044-2656
Document Number0000338653
Instrument DateJul 23, 2020
Transaction TypeMortgage
Record UpdatedAug 5, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12939 PALM LEAF CT HOUSTON TX 770442656, HOUSTON, TX 77044-2656

Mortgage

Document Number0000338653
DateJul 29, 2020
Instrument338653
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
AmountAmount on Record
Term180 Months
DueJul 28, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 12939 Palm Leaf Ct was $4,222 with a homeowner's exemption, up 223.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHumble Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$237,000 (-4.2%) Land $49,535 Building $187,465$237,000 (-4.2%) Land $49,535 Building $187,465
2025$4,222.00 (+223.28%) Homeowner's exemption$247,387 Land $49,535 Building $197,852$247,387 Land $49,535 Building $197,852
2024$1,306.00
2023$251,605 Land $22,481 Building $229,124$251,605 Land $22,481 Building $229,124
2022$1,184.00
2020$1,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12939 Palm Leaf Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 141 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies141 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2019 · Tropical Storm Imelda

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12939 Palm Leaf Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 412
serves 3,480 people · EPA ID TX1013354
Water SourcePurchased surface water from CITY OF HOUSTON
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

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