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12943 Droxford Rd, Windermere, FL 34786 Property Records

Orange County property record for 12943 Droxford Rd, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,151 sqft · built 2005
Lot Size0.149 acres (6,499 sqft)
OwnerIndividual Name on Record
Last Sale$309,000 (May 2018)
Tax Bill$8,066 (2025)
Deeds & MortgagesSep 2022 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-23-27-5428-04-240

Property Details

APN / Parcel Number

Primary APN24-23-27-5428-04-240
Alternative APNs
  • 272324542804240
  • 146463
  • 147632
  • 149752

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,151 sqft Living Area
Gross Area3,105 sqft
1st Floor Area2,151 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,499 sqft (0.149 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area513 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12943 DROXFORD RD
CityWINDERMERE
StateFL
Zip34786-6650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionLAKES OF WINDERMERE PHASE 2A 60/63 LOT 424
Legal Range27E
Legal Township23S
Legal Section24
Legal SubdivisionLAKES OF WINDERMERE PH 2A
Legal Phase2A
Legal Tract5428
Legal Block4
Legal Lot Number424
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1021
Census Tract17112

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12943 DROXFORD RD, WINDERMERE, FL 34786-6650
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2022Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 16, 2018Warranty Deed, Transfer · FHA Mortgage
RP FUNDING INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2018 · Amount on Record
Deed SaleMay 16, 2018 · Amount on Record
Prior SaleMar 17, 2015 · Amount on Record
Deed Document Number2018290588
Prior Transfer DateAug 31, 2006
Prior Transfer Doc0000657288
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12943 DROXFORD RD, WINDERMERE, FL 34786-6650
Transaction TypeMortgage
Record UpdatedSep 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12943 DROXFORD RD, WINDERMERE, FL 34786-6650

Mortgage

Document Number0000548745
DateSep 8, 2022
Instrument20220548745
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term309 Months
DueJun 1, 2048

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMay 16, 2018
Property Address12943 DROXFORD RD, WINDERMERE, FL 34786-6650
Document Number0000290588
Map ReferenceMB 60 PG 63
Instrument DateMay 11, 2018
Instrument20180290588
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyHOMETOWN TITLE GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,183.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1100 BRIERCLIFF DR, 1100, ORLANDO, FL 32806-1307

Transferred To (Grantee/Buyer)

NameVerified Name
Address12943 DROXFORD RD, WINDERMERE, FL 34786-6650

Mortgage

Document Number0000290589
DateMay 16, 2018
Instrument20180290589
Lender
NameRP FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$448,960 (+5.5%) Land $125,000 Building $323,960$448,960 (-7.71%) Land $125,000 Building $323,960
2025$8,066.00 (+8.11%)$425,536 (-1.35%)$486,490 (+12.78%) Land $125,000 Building $361,490
2024$7,461.00 (+13.48%)
2023$6,575.00 (+15.61%)$431,373 (+24.66%) Land $110,000 Building $321,373$431,373 (+24.66%) Land $110,000 Building $321,373
2022$5,687.00$346,027 Land $100,000 Building $246,027$346,027 Land $100,000 Building $246,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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