Orange County property record for 12942 Droxford Rd, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,751 sqft · built 2006 |
| Lot Size | 0.149 acres (6,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $329,000 (Mar 2019) |
| Tax Bill | $5,855 (2025) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-23-27-5428-04-090 |
| Primary APN | 24-23-27-5428-04-090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,751 sqft Living Area |
| Gross Area | 3,820 sqft |
| 1st Floor Area | 1,464 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,498 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 530 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12942 DROXFORD RD |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | LAKES OF WINDERMERE PHASE 2A 60/63 LOT 409 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | LAKES OF WINDERMERE PH 2A |
| Legal Phase | 2A |
| Legal Tract | 5428 |
| Legal Block | 4 |
| Legal Lot Number | 409 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 17112 |
12942 Droxford Rd is owned and occupied by an individual who bought it in March 2019.
Source: Orange County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12942 DROXFORD RD, WINDERMERE, FL 34786-6649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on File |
| Deed Sale | Mar 25, 2019 · Amount on File |
| Prior Sale | Mar 23, 2009 · Amount on File |
| Deed Document Number | 2019177146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 25, 2019 |
| Property Address | 12942 DROXFORD RD, WINDERMERE, FL 34786-6649 |
| Document Number | 0000177146 |
| Map Reference | MB 60 PG 63-70 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 20190177146 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | CITY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,303.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12942 DROXFORD RD, WINDERMERE, FL 34786-6649 |
| Document Number | 0000177148 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 20190177148 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2039 |
The 2025 property tax bill for 12942 Droxford Rd was $5,855, up 5.2% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,845 (+2.7%) | $532,060 (-8.13%) Land $125,000 Building $407,060 | |
| 2025 | $5,855.00 (+5.19%) Homeowner's exemption | $355,253 | $579,150 Land $125,000 Building $454,150 |
| 2024 | $5,566.00 (+7.53%) | ||
| 2023 | $5,176.00 (+3.96%) Homeowner's exemption | $335,185 (+3%) | $502,187 (+25.55%) Land $110,000 Building $392,187 |
| 2022 | $4,979.00 Homeowner's exemption | $325,422 | $399,996 Land $100,000 Building $299,996 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12942 Droxford Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12942 Droxford Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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