12941 Francine Ter, Poway, CA 92064 Property Records

San Diego County property record for 12941 Francine Ter, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,737 sqft · built 1971
Lot Size	0.214 acres (9,300 sqft)
Owner	Individual Name on Record
Last Sale	$524,500 (Oct 2016)
Tax Bill	$6,970 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`316-130-22-00`

Property Details

APN / Parcel Number

Primary APN	`316-130-22-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,737 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	9,300 sqft (0.214 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12941 FRANCINE TER
City	POWAY
State	CA
Zip	92064-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 107 TR 006407
Legal Subdivision	POWAY PORTALS
Legal Tract	006407
Legal Block	2
Legal Lot Number	107
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17050

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15386 PASEO AJANTA, SAN DIEGO, CA 92129-1308
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Feb 14, 2019	Deed of Trust, Mortgage QUICKEN LNS
Jan 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2016 · Amount on Record
Deed Sale	Oct 12, 2016 · Amount on Record
Prior Sale	Jun 17, 2016 · Amount on Record
Deed Document Number	2016549100
Prior Transfer Date	Oct 30, 2013
Prior Transfer Doc	0000584986
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12941 FRANCINE TER, POWAY, CA 92064-4128
Document Number	0000403497
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12941 FRANCINE TER POWAY CA 920644128, POWAY, CA 92064-4128

Mortgage

Document Number	0000403497
Date	Sep 16, 2019
Instrument	403497

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12941 FRANCINE TER, POWAY, CA 92064-4128
Document Number	0000059314
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12941 FRANCINE TER POWAY CA 920644128, POWAY, CA 92064-4128

Mortgage

Document Number	0000059314
Date	Feb 20, 2019
Instrument	59314

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12941 FRANCINE TER, POWAY, CA 92064-4128
Document Number	0000004388
Instrument Date	Jan 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15386 PASEO AJANTA SAN DIEGO CA 921291308, SAN DIEGO, CA 92129-1308

Mortgage

Document Number	0000004388
Date	Jan 4, 2017
Instrument	4388

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$620,866 (+2%) Land $473,516 Building $147,350
2025	$6,970.00 (+4.89%)	$608,693 (+4.04%) Land $464,232 Building $144,461
2023	$6,645.00 (+1.67%)	$585,058 Land $446,206 Building $138,852
2022	$6,536.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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