1294 Putnam Cir, Rochester, MI 48307 Property Records

Oakland County property record for 1294 Putnam Cir, Rochester, MI 48307

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,146 sqft · built 1999
Lot Size	0.276 acres (12,023 sqft)
Owner	2 Individual Names on File
Last Sale	$635,800 (Nov 2023)
Tax Bill	$8,383 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`68-15-12-303-011`

Property Details

APN / Parcel Number

Primary APN	`68-15-12-303-011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,146 sqft Living Area
1st Floor Area	1,962 sqft
Basement Area	1,642 sqft
Unfinished Basement	1,642 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2024
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Lot Dimensions	130 ft deep x 92 ft wide
Garage Area	629 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	26 sqft
Deck Area	293 sqft
Patio Area	293 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1294 PUTNAM CIR
City	ROCHESTER
State	MI
Zip	48307-6045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R11E, SEC 11 & 12 STONY CREEK RIDGE NO 2 LOT 185 4-17-97 FR 326-003
Legal Range	11E
Legal Township	03N
Legal Section	11
Legal Subdivision	STONY CREEK
Legal Lot Number	4,185
Jurisdiction	OAKLAND MI
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2003
Census Tract	191200

Owner

1294 Putnam Cir is owned and occupied by two individuals who bought it in November 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1294 PUTNAM CIR, ROCHESTER, MI 48307-6045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Nov 25, 2020	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Prior Sale	Jun 16, 2010 · Amount on File
Deed Document Number	2023127664
Deed Book / Page	59021 / 879
Prior Transfer Date	Oct 30, 2020
Prior Transfer Doc	0000249254
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 22, 2023
Property Address	1294 PUTNAM CIR, ROCHESTER, MI 48307-6045
Document Number	0000127664
Book / Page	59021 / 879
Map Reference	LB 252 PG 32-37
Instrument Date	Nov 20, 2023
Instrument	127664
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	94 PUTNAM CIR, ROCHESTER HILLS, MI 48307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 POPLAR AVE, ROYAL OAK, MI 48073-3241

Mortgage

Document Number	0000590221
Date	Nov 22, 2023
Instrument	59022/1

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 25, 2020
Property Address	1294 PUTNAM CIR, ROCHESTER, MI 48307-6045
Document Number	0000249254
Book / Page	55234 / 898
Map Reference	LB 252 PG 32-37
Instrument Date	Oct 30, 2020
Instrument	249254
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1294 PUTNAM CIR, ROCHESTER, MI 48307-6045

Mortgage

Document Number	0000552351
Date	Nov 25, 2020
Instrument	55235/1

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1294 Putnam Cir was $8,383 with a homeowner's exemption, down 8.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Rochester City
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,383.00 (-8.44%) Homeowner's exemption	$310,300	$620,600
2024	$9,156.00
2023		$265,390	$530,780
2021	$5,312.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1294 Putnam Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1294 Putnam Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER EAST serves 5,100 people · EPA ID MI0005723
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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