1264 Putnam Cir, Rochester, MI 48307 Property Records

Oakland County property record for 1264 Putnam Cir, Rochester, MI 48307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,171 sqft · built 1998
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on Record
Last Sale	$516,000 (Jul 2020)
Tax Bill	$7,541 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`68-15-12-303-016`

Property Details

APN / Parcel Number

Primary APN	`68-15-12-303-016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,171 sqft Living Area
1st Floor Area	1,972 sqft
Basement Area	1,652 sqft
Unfinished Basement	1,652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	27 sqft
Deck Area	20 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1264 PUTNAM CIR
City	ROCHESTER
State	MI
Zip	48307-6045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R11E, SEC 11 & 12 STONY CREEK RIDGE NO 2 LOT 190 4-17-97 FR 326-003
Legal Range	11E
Legal Township	03N
Legal Section	11
Legal Subdivision	STONY CREEK
Legal Lot Number	4,190
Jurisdiction	OAKLAND MI
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2003
Census Tract	191200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1264 PUTNAM CIR, ROCHESTER, MI 48307-6045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 2, 2020	Warranty Deed, Transfer LIBERTY TITLE
Nov 18, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Jan 14, 2016 · Amount on Record
Deed Document Number	2020128130
Deed Book / Page	54433 / 212
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1264 PUTNAM CIR, ROCHESTER, MI 48307-6045
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1264 PUTNAM CIR, ROCHESTER, MI 48307-6045

Mortgage

Document Number	0000246532
Date	Oct 21, 2021
Book Page	57011/482
Instrument	246532

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2036

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 2, 2020
Property Address	1264 PUTNAM CIR, ROCHESTER, MI 48307-6045
Document Number	0000128130
Book / Page	54433 / 212
Map Reference	LB 252 PG 32-37
Instrument Date	Jun 29, 2020
Instrument	128130
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$4,437.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1264 PUTNAM CIR, 1264, ROCHESTER, MI 48307-6045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1264 PUTNAM CIR, ROCHESTER, MI 48307-6045

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1264 PUTNAM CIR, ROCHESTER, MI 48307-6045
Document Number	0000011593
Instrument Date	Nov 18, 2016
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1264 PUTNAM CIR ROCHESTER MI 483076045, ROCHESTER, MI 48307-6045

Mortgage

Document Number	0000011593
Date	Jan 19, 2017
Book Page	050301/000607
Instrument	11593

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 18, 2032

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Rochester City
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,541.00 (-8.45%) Homeowner's exemption	$275,900 (+5.48%)	$551,800 (+5.48%)
2024	$8,237.00 (+17.42%)
2023		$261,560	$523,120
2021	$7,015.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER EAST serves 5,100 people · EPA ID MI0005723
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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