1294 Mackinaw Loop, Somers, MT 59932 Property Records

Flathead County property record for 1294 Mackinaw Loop, Somers, MT 59932

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,645 sqft · built 2006
Lot Size	0.362 acres (15,769 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,230 (May 2024)
Tax Bill	$2,427 (2026)
Deeds & Mortgages	May 2024 Second Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0748749`

Property Details

APN / Parcel Number

Primary APN	`R0748749`
Alternative APNs	`07-3834-24-1-06-13-0000` `0000009947`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,645 sqft Living Area
1st Floor Area	1,861 sqft
2nd Floor Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,769 sqft (0.362 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	301 sqft
Deck Area	424 sqft
Patio Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000009947
Street Address	1294 MACKINAW LOOP
City	SOMERS
State	MT
Zip	59932-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACKINAW ESTATES SUB, S24, T27 N, R21 W, LOT 54
Legal Range	21W
Legal Township	27N
Legal Section	24
Legal Subdivision	MACKINAW ESTATES SUB
Legal Lot Number	54
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1008
Census Tract	1401

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1294 MACKINAW LOOP, SOMERS, MT 59932-9608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage WHITEFISH CU
Sep 14, 2021	Personal Representative Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Sep 3, 2019	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Sep 14, 2021 · Amount on Record
Deed Document Number	20247401
Record Updated	Oct 29, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	May 3, 2024
Property Address	1294 MACKINAW LOOP, SOMERS, MT 59932-9608
Document Number	202400007401
Instrument Date	May 3, 2024
Instrument	202400007401
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1294 MACKINAW LOOP, SOMERS, MT 59932-9608

Mortgage

Document Number	202400007402
Date	May 3, 2024
Instrument	202400007402

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2044

September 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 14, 2021
Property Address	1294 MACKINAW LOOP, SOMERS, MT 59932-9608
Document Number	202100033174
Instrument Date	Aug 27, 2021
Instrument	202100033174
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1294 MACKINAW LOOP, SOMERS, MT 59932-9608

Mortgage

Document Number	202100033175
Date	Sep 14, 2021
Instrument	202100033175

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 3, 2019
Property Address	1294 MACKINAW LOOP, SOMERS, MT 59932-9608
Document Number	201900021141
Instrument Date	Aug 29, 2019
Instrument	201900021141
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1294 MACKINAW LOOP, SOMERS, MT 59932-9608

Mortgage

Document Number	201900021142
Date	Sep 3, 2019
Instrument	201900021142

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,427.00 (-11.2%)	$741,100 (-)
2025	$2,733.00 (-36.32%)	$741,100 (+23.76%)	$741,100 (+23.76%) Land $128,231 Building $612,869
2023	$4,292.00	$598,800	$598,800 Land $83,904 Building $514,896

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERS CO WATER AND SEWER DIST serves 765 people · EPA ID MT0000332
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, T-Mobile.

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