1273 Mackinaw Loop, Somers, MT 59932 Property Records

Flathead County property record for 1273 Mackinaw Loop, Somers, MT 59932

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,556 sqft · built 2016
Lot Size	0.314 acres (13,678 sqft)
Owner	Individual Name on Record
Tax Bill	$4,442 (2023)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0748711`

Property Details

APN / Parcel Number

Primary APN	`R0748711`
Alternative APNs	`07-3834-24-1-05-11-0000` `0000009909`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,556 sqft Living Area
1st Floor Area	1,776 sqft
2nd Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,678 sqft (0.314 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	53 sqft
Deck Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	0000009909
Street Address	1273 MACKINAW LOOP
City	SOMERS
State	MT
Zip	59932-9608
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MACKINAW ESTATES SUB, S24, T27 N, R21 W, LOT 016, MACKINAW ESTATES SUB
Legal Range	21W
Legal Township	27N
Legal Section	24
Legal Quarter	NE
Legal Subdivision	MACKINAW ESTATES SUB
Legal Lot Number	16
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1007
Census Tract	1401

Owner

Source: Flathead County records, as of September 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1273 MACKINAW LOOP, SOMERS, MT 59932-9608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jun 15, 2020	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020
Deed Sale	Jun 15, 2020
Prior Sale	Sep 30, 2016
Deed Document Number	202000015998
Record Updated	Jun 7, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1273 MACKINAW LOOP, SOMERS, MT 59932-9608
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG LDENER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200027456
Date	Oct 24, 2022
Instrument	202200027456

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1273 MACKINAW LOOP, SOMERS, MT 59932-9608
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100036852
Date	Oct 19, 2021
Instrument	202100036852

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 15, 2020
Property Address	1273 MACKINAW LOOP, SOMERS, MT 59932-9608
Document Number	202000015998
Instrument Date	Jun 10, 2020
Instrument	202000015998
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1273 MACKINAW LOOP, SOMERS, MT 59932-9608

Mortgage

Document Number	202000015999
Date	Jun 15, 2020
Instrument	202000015999

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,442.00	$619,600	$619,600 Land $82,126 Building $537,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERS CO WATER AND SEWER DIST serves 765 people · EPA ID MT0000332
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, T-Mobile.

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