Fairfield County property record for 1294 Frederick St, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,240 sqft · built 1954 |
| Lot Size | 0.226 acres (9,849 sqft) |
| Owner | Individual Name on File |
| Last Sale | $239,900 (Apr 2024) |
| Tax Bill | $1,928 (2023) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jan 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-40783.00 |
| Primary APN | 053-40783.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 886 sqft |
| Family Room | Family Room |
| Year Built | Built 1954 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,849 sqft (0.226 acres) |
| Lot Dimensions | 147 ft deep x 67 ft wide |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 148 sqft |
| Canopy | 148 sqft |
| Poultry House | 148 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Oil |
| Heating Fuel | Gas |
| Account Number | 0405 00089 |
|---|---|
| Street Address | 1294 FREDERICK ST |
| City | LANCASTER |
| State | OH |
| Zip | 43130-2751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LARKIN C DURDINS 2ND ADD LOT 34 |
| Legal Subdivision | LARKIN C DURDINS 2ND ADD |
| Legal Lot Number | 34 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 31402 |
1294 Frederick St is owned and occupied by an individual who bought it in April 2024.
Source: Fairfield County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1294 FREDERICK ST, LANCASTER, OH 43130-2751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2024 | Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP |
| Jan 31, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2024 · Amount on File |
| Deed Sale | Apr 9, 2024 · Amount on File |
| Prior Sale | Sep 27, 2004 · Amount on File |
| Deed Document Number | 202400005052 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Apr 9, 2024 |
| Property Address | 1294 FREDERICK ST, LANCASTER, OH 43130-2751 |
| Document Number | 0000005052 |
| Map Reference | MB 7 PG 5 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 202400005052 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000005053 |
|---|---|
| Date | Apr 9, 2024 |
| Instrument | 202400005053 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 1294 FREDERICK ST, LANCASTER, OH 43130-2751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000001471 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 202400001471 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Fairfield County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $66,670 Land $16,510 Building $50,160 | $190,490 Land $47,170 Building $143,320 | |
| 2023 | $1,928.00 Homeowner's exemption | $53,030 (-) Land $13,160 Building $39,870 | |
| 2022 | Homeowner's exemption | $53,030 Land $13,160 Building $39,870 | $151,500 Land $37,590 Building $113,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1294 Frederick St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1294 Frederick St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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