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1294 Cardinal St, Tracy, CA 95376 Property Records

San Joaquin County property record for 1294 Cardinal St, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,484 sqft · built 1997
Lot Size0.15 acres (6,534 sqft)
Owner2 Individuals on Record
Last Sale$499,000 (Aug 2017)
Tax Bill$6,721 (2025)
Deeds & MortgagesNov 2020 Mortgage
Oct 2019 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN242-230-390-000

Property Details

APN / Parcel Number

Primary APN242-230-390-000
Alternative APN
  • 242-230-39

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,484 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleL-Shape
Exterior MaterialStucco
Construction TypeWood
Roof MaterialConcrete
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number242-230-39
Street Address1294 CARDINAL ST
CityTRACY
StateCA
Zip95376-8340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 2314 LOT 7
Legal SubdivisionMUIRFIELD
Legal Tract2314
Legal Block3
Legal Lot Number7
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3010
Census Tract5216

Owner

Source: San Joaquin County assessment roll, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address1294 CARDINAL ST, TRACY, CA 95376-8340
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 31, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Feb 21, 2019Quit Claim Deed, Transfer
Quitclaim
Sep 27, 2017Quit Claim Deed, Transfer
REDWOOD ESCROW SERVICES INC, REDWOOD ESCROW SVCS INC
Aug 4, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Aug 4, 2017Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2017 · Amount on Record
Deed SaleAug 4, 2017 · Amount on Record
Prior SaleMay 28, 2010 · Amount on Record
Deed Document Number201788767
Last Transfer DateAug 23, 2024
Transfer Doc0000071162
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1294 CARDINAL ST, TRACY, CA 95376-8340
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1294 CARDINAL ST, TRACY, CA 95376-8340

Mortgage

Document Number0000165838
DateNov 30, 2020
Instrument2020-165838
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1294 CARDINAL ST, TRACY, CA 95376-8340
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000125279
DateOct 31, 2019
Instrument2019-125279
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1294 CARDINAL ST, TRACY, CA 95376-8340
Document Number0000048387
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedMay 12, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1294 CARDINAL ST TRACY CA 953768340, TRACY, CA 95376-8340

Mortgage

Document Number0000048387
DateApr 22, 2020
Instrument48387
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 21, 2050

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateFeb 21, 2019
Property Address1294 CARDINAL ST, TRACY, CA 95376-8340
Document Number0000017916
Instrument DateFeb 19, 2019
Instrument17916
Transaction TypeTransfer
Record UpdatedMar 4, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1294 CARDINAL ST TRACY CA 953768340, TRACY, CA 95376-8340

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 27, 2017
Property Address1294 CARDINAL ST, TRACY, CA 95376-8340
Document Number0000111533
Instrument DateSep 11, 2017
Instrument111533
Transaction TypeTransfer
Record UpdatedOct 24, 2017
Title CompanyREDWOOD ESCROW SERVICES INC, REDWOOD ESCROW SVCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1294 CARDINAL ST TRACY CA 953768340, TRACY, CA 95376-8340

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 4, 2017
Property Address1294 CARDINAL ST, TRACY, CA 95376-8340
Document Number0000088768
Instrument DateJul 31, 2017
Instrument88768
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1294 CARDINAL ST TRACY CA 953768340, TRACY, CA 95376-8340

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 4, 2017
Property Address1294 CARDINAL ST, TRACY, CA 95376-8340
Document Number0000088767
Map ReferenceMAP31 PG35
Instrument DateJul 28, 2017
Instrument2017-088767
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1294 CARDINAL ST, TRACY, CA 95376-8340

Mortgage

Document Number0000088769
DateAug 4, 2017
Instrument2017-088769
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,721.00 (+10.13%)$567,769 (+4.04%) Land $198,547 Building $369,222
2023$6,103.00 (+2.11%)$545,724 Land $190,838 Building $354,886$728,820
2022$5,977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Matrix Broadband
Fixed Wireless		600 / 120
unWired Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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