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1284 Cardinal St, Tracy, CA 95376 Property Records

San Joaquin County property record for 1284 Cardinal St, Tracy, CA 95376 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,917 sqft · built 1997
Lot Size0.146 acres (6,363 sqft)
OwnerIndividual Name on File
Last Sale$799,000 (Feb 2023)
Tax Bill$9,747 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN242-230-380-000

Property Details

APN / Parcel Number

Primary APN242-230-380-000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,917 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Construction TypeWood
Lot Area6,363 sqft (0.146 acres)
Garage TypeMixed
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1284 CARDINAL ST
CityTRACY
StateCA
Zip95376-8340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description92-FM PT OF 242-040-13
Legal SubdivisionMUIRFIELD UNIT #3
Legal Lot Number8
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3010
Census Tract5216

Owner

Source: San Joaquin County records · APN 242-230-380-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1284 CARDINAL ST, TRACY, CA 95376-8340
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2023Grant Deed, Transfer · Conventional Mortgage
CAPITOL CITY REAL ESTATE INC
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 14, 2023 · Amount on Record
Deed SaleFeb 14, 2023 · Amount on Record
Prior SaleJun 24, 2016
Deed Document Number2023-011438
Record UpdatedJun 07, 2026

February 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateFeb 14, 2023
Property Address1284 CARDINAL ST, TRACY, CA 95376-8340
Document Number0000011438
Map ReferenceMB 31 PG 35
Instrument DateFeb 09, 2023
Instrument2023-011438
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3254 TALBOT DR, LATHROP, CA 95330-9831

Mortgage

Document Number0000011439
DateFeb 14, 2023
Instrument2023-011439
Lender
NameCAPITOL CITY REAL ESTATE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1284 CARDINAL ST, TRACY, CA 95376-8340
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1284 CARDINAL ST, TRACY, CA 95376-8340

Mortgage

Document Number0000165125
DateNov 25, 2020
Instrument2020-165125
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2035

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,747.00 (+101.72%)$831,279 (+94.04%) Land $208,080 Building $623,199
2023$4,832.00 (+2.11%)$428,396 Land $118,177 Building $310,219
2022$4,732.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052163, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 821 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Zinnia NetworksFixed Wireless (unlicensed)600 / 120
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Cal.netFixed Wireless (licensed-by-rule)100 / 20
AT&TDSL100 / 20

May also be available at this address: Verizon, AT&T, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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