12932 126th Ter, Largo, FL 33774 Property Records

Pinellas County property record for 12932 126th Ter, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,196 sqft · built 1977
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$344,700 (Apr 2021)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-7381-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-7381-9`
Alternative APNs	`08-30-15-57987-000-1880` `301508579870001880` `153008579870001880` `R90869`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,196 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	2,196 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	102 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90869
Street Address	12932 126TH TER
City	LARGO
State	FL
Zip	33774-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL POND LOT 188
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	MILL POND
Legal Tract	57987
Legal Lot Number	188
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2014
Census Tract	25207

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12932 126TH TER, LARGO, FL 33774-2639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
May 4, 2020	Deed of Trust, Mortgage · Conventional with PMI SUNCOAST CU
Jul 14, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Feb 27, 2017	Warranty Deed, Transfer SUNBELT TITLE (AGENCY)
Feb 17, 2016	Deed of Trust, Mortgage · Conventional Mortgage DUSHYANT GULATI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	2021134188
Deed Book / Page	21501 / 477
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 23, 2021
Property Address	12932 126TH TER, LARGO, FL 33774-2639
Document Number	0215010477
Book / Page	21501 / 477
Map Reference	MB 75 PG 16&17
Instrument Date	Apr 23, 2021
Instrument	2021134188
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,412.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19341 US HIGHWAY 19 N # N402, 19341, CLEARWATER, FL 33764-3300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12932 126TH TER, LARGO, FL 33774-2639

Mortgage

Document Number	21501479
Date	Apr 23, 2021
Instrument	21501/479

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12932 126TH TER, LARGO, FL 33774-2639
Document Number	0209961048
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12932 126TH TER LARGO FL 337742639, LARGO, FL 33774-2639

Mortgage

Document Number	0209961048
Date	May 11, 2020
Book Page	020996/001048
Instrument	147827

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 14, 2017
Property Address	12932 126TH TER, LARGO, FL 33774-2639
Document Number	0197030972
Book / Page	019703 / 000972
Instrument Date	Jul 10, 2017
Instrument	218130
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	COURTLAND TITLE SERVICES INC, COURTLAND TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12932 126TH TER LARGO FL 337742639, LARGO, FL 33774-2639

Mortgage

Document Number	197030973
Date	Jul 14, 2017
Book Page	019703/000973
Instrument	218131

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 27, 2017
Property Address	12932 126TH TER, LARGO, FL 33774-2639
Document Number	0195330285
Book / Page	019533 / 000285
Instrument Date	Feb 16, 2017
Instrument	62045
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Tax	$1,197.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 BROOKFIELD DR LARGO FL 337711501, LARGO, FL 33771-1501

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12932 126TH TER, LARGO, FL 33774-2639
Document Number	0195362317
Instrument Date	Feb 17, 2016
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 BROOKFIELD DR LARGO FL 337711501, LARGO, FL 33771-1501

Mortgage

Document Number	0195362317
Date	Mar 1, 2017
Book Page	019536/002317
Instrument	65287

Lender

Name	DUSHYANT GULATI
Address	2207 BELCHERY COURT DR, CLEARWATER, FL 33764-6536

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$388,160 (+5.99%)	$442,359 (+11.87%) Land $118,009 Building $324,350
2023	Homeowner's exemption	$366,234	$395,432 Land $142,026 Building $253,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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