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12920 126th Ter, Largo, FL 33774 Property Records

Pinellas County property record for 12920 126th Ter, Largo, FL 33774

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,955 sqft · built 1976
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Sep 2020)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-749-7378-5

Property Details

APN / Parcel Number

Primary APNC62-000-749-7378-5
Alternative APNs
  • 08-30-15-57987-000-1850
  • 301508579870001850
  • 153008579870001850
  • R90866

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,955 sqft Living Area
Gross Area2,316 sqft
1st Floor Area1,955 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions102 ft deep x 60 ft wide
Garage TypeAttached
Garage Area325 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area36 sqft
Deck Area99 sqft
Patio Area99 sqft
Shed1 Shed
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR90866
Street Address12920 126TH TER
CityLARGO
StateFL
Zip33774-2639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILL POND LOT 185
Legal Range15E
Legal Township30S
Legal Section8
Legal SubdivisionMILL POND
Legal Tract57987
Legal Lot Number185
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2014
Census Tract25207

Owner

12920 126th Ter is owned and occupied by two individuals who bought it in September 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address12920 126TH TER, LARGO, FL 33774-2639
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2020 · Amount on File
Deed SaleSep 30, 2020 · Amount on File
Prior SaleSep 7, 2004
Deed Document Number2020291326
Deed Book / Page21187 / 2241
Prior Transfer DateMay 23, 2016
Prior Transfer Doc0192141627
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 30, 2020
Property Address12920 126TH TER, LARGO, FL 33774-2639
Document Number0211872241
Book / Page21187 / 2241
Map ReferenceMB 75 PG 16&17
Instrument DateSep 25, 2020
Instrument2020291326
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyINSURED TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address114449 FRESH WATER RIDGE DR, 114449, RIVERVIEW, FL 33569

Transferred To (Grantee/Buyer)

NameVerified Name
Address12920 126TH TER, LARGO, FL 33774-2639

Mortgage

Document Number0211872243
DateSep 30, 2020
Instrument21187/2243
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Veteran's exemption$173,608$351,228 Land $116,797 Building $234,431
2023Homeowner's exemption Veteran's exemption$163,801$314,822 Land $135,526 Building $179,296

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12920 126th Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims2 (2016–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12920 126th Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Verizon.

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