1293 N Phillips St, Banning, CA 92220 Property Records

Riverside County property record for 1293 N Phillips St, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,170 sqft · built 1962
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Apr 2023)
Tax Bill$5,824 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jan 2021 Foreclosure
+ 3 more
Flood ZoneZone X (minimal risk)
APN534-223-018

Property Details

APN / Parcel Number

Primary APN534-223-018

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,170 sqft Living Area
Gross Area1,410 sqft
1st Floor Area1,170 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBlock
Construction TypeWood
Roof MaterialGravel
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1293 N PHILLIPS ST
CityBANNING
StateCA
Zip92220-2731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 18 BLK E MB 018/032 DESERT EDGE
Legal SubdivisionDESERT EDGE
Legal BlockE
Legal Lot Number18
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group3
Census Block3007
Census Tract44200

Owner

Source: Riverside County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1293 N PHILLIPS ST, BANNING, CA 92220-2731
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2023Grant Deed, Transfer · FHA Mortgage
CALCON MUTUAL MORTGAGE LLC
Jan 13, 2021Foreclosure
NOT AVAILABLE
May 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
JEFFREY J PLOCHER
Nov 30, 2018Affidavit of Death, Transfer
LAWYERS TITLE
Nov 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
93610 KROOP Z FAMILY TR (PT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2023 · Amount on Record
Deed SaleApr 24, 2023 · Amount on Record
Prior SaleJan 13, 2021 · Amount on Record
Deed Document Number2023116423
Prior Transfer DateMar 2, 2005
Prior Transfer Doc0000250369
Record UpdatedOct 29, 2026

April 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateApr 24, 2023
Property Address1293 N PHILLIPS ST, BANNING, CA 92220-2731
Document Number0000116423
Map ReferenceMB 18 PG 32
Instrument DateMar 22, 2023
Instrument2023-0116423
Transaction TypeTransfer
Record UpdatedMay 4, 2023
Title CompanyORANGE COAST TTL CO OF SOCAL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1293 N PHILLIPS ST, BANNING, CA 92220-2731

Mortgage

Document Number0000116424
DateApr 24, 2023
Instrument2023-0116424
Lender
NameCALCON MUTUAL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Mortgage

Document Number0000116425
DateApr 24, 2023
Instrument2023-0116425
Lender
NameCALCON MUTUAL MORTGAGE LLC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueMay 1, 2033

January 2021: Foreclosure

Document TypeForeclosure
JurisdictionRIVERSIDE CA
Recording DateJan 13, 2021
Property Address1293 N PHILLIPS ST, BANNING, CA 92220-2731
Document Number0000023575
Instrument DateDec 21, 2020
Instrument23575
Transaction TypeForeclosure
Record UpdatedFeb 5, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$187.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address23905 CLINTON KEITH RD #114-32 WILDOMAR CA 925957897, 114-32, WILDOMAR, CA 92595-7897

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1293 N PHILLIPS ST, BANNING, CA 92220-2731
Document Number0000199699
Instrument DateMay 23, 2019
Transaction TypeMortgage
Record UpdatedJun 12, 2019
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address53853 BELAND DR WHITEWATER CA 922821572, WHITEWATER, CA 92282-1572

Mortgage

Document Number0000199699
DateJun 4, 2019
Instrument199699
Lender
NameJEFFREY J PLOCHER
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionRIVERSIDE CA
Recording DateNov 30, 2018
Property Address1293 N PHILLIPS ST, BANNING, CA 92220-2731
Document Number0000467357
Instrument DateNov 23, 2018
Instrument467357
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyLAWYERS TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1293 N PHILLIPS ST BANNING CA 922202731, BANNING, CA 92220-2731

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1293 N PHILLIPS ST, BANNING, CA 92220-2731
Document Number0000467358
Instrument DateNov 19, 2018
Transaction TypeMortgage
Record UpdatedDec 11, 2018
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address53853 BELAND DR WHITEWATER CA 922821572, WHITEWATER, CA 92282-1572

Mortgage

Document Number0000467358
DateNov 30, 2018
Instrument467358
Lender
Name93610 KROOP Z FAMILY TR (PT)
Address3275 E ROBERTSON BLVD # B, CHOWCHILLA, CA 93610-7405
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueNov 29, 2021

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$435,094 (+2%) Land $79,590 Building $355,504
2025$5,824.00 (+53.71%) Homeowner's exemption$426,564 (+60.16%) Land $78,030 Building $348,534
2023$3,789.00 (+2.13%)$266,342 Land $41,616 Building $224,726
2022$3,710.00
2021$215,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 46% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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