Riverside County property record for 1282 N Phillips St, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 924 sqft · built 1981 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $369,000 (Jan 2026) |
| Tax Bill | $3,489 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 534-224-008 |
| Primary APN | 534-224-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Gross Area | 1,475 sqft |
| 1st Floor Area | 924 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1282 N PHILLIPS ST |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-2732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 8 BLK F MB 018/032 DESERT EDGE |
| Legal Subdivision | DESERT EDGE |
| Legal Block | F |
| Legal Lot Number | 8 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 44200 |
Source: Riverside County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1282 N PHILLIPS ST, BANNING, CA 92220-2732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Jan 16, 2026 | Grant Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Feb 27, 2020 | Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Feb 27, 2020 · Amount on Record |
| Deed Document Number | 202616235 |
| Prior Transfer Date | Feb 24, 2020 |
| Prior Transfer Doc | 0000090466 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jan 16, 2026 |
| Property Address | 1282 N PHILLIPS ST, BANNING, CA 92220-2732 |
| Document Number | 0000016235 |
| Map Reference | MB 10 PG 32 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 2026-0016235 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1282 N PHILLIPS ST, BANNING, CA 92220-2732 |
| Document Number | 0000016236 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026-0016236 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Number | 0000016237 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2026-0016237 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Feb 27, 2020 |
| Property Address | 1282 N PHILLIPS ST, BANNING, CA 92220-2732 |
| Document Number | 0000090467 |
| Map Reference | MB 10 PG 32 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 2020-0090467 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | WFG TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 501 N SUNSET AVE APT 3252, 3252, BANNING, CA 92220-3668 |
| Document Number | 0000090468 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 2020-0090468 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Number | 0000090470 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 2020-0090470 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,332 (+2%) Land $83,661 Building $170,671 | ||
| 2025 | $3,489.00 (+2.14%) | $249,346 (+4.04%) Land $82,021 Building $167,325 | |
| 2023 | $3,416.00 (+2.12%) | $239,666 Land $78,837 Building $160,829 | |
| 2022 | $3,345.00 | ||
| 2021 | $241,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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