12929 Runswick Ave, Windermere, FL 34786 Property Records

Orange County property record for 12929 Runswick Ave, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,151 sqft · built 2006
Lot Size	0.149 acres (6,498 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (Jan 2017)
Tax Bill	$4,876 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-5428-04-010`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-5428-04-010`
Alternative APNs	`272324542804010` `146434` `147603` `149724`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,151 sqft Living Area
Gross Area	3,105 sqft
1st Floor Area	2,151 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,498 sqft (0.149 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	513 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12929 RUNSWICK AVE
City	WINDERMERE
State	FL
Zip	34786-6660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	LAKES OF WINDERMERE PHASE 2A 60/63 LOT 401
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	LAKES OF WINDERMERE PH 2A
Legal Phase	2A
Legal Tract	5428
Legal Block	4
Legal Lot Number	401
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1022
Census Tract	17112

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12929 RUNSWICK AVE, WINDERMERE, FL 34786-6660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND
Jan 9, 2017	Warranty Deed, Transfer EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 9, 2017 · Amount on Record
Deed Sale	Jan 9, 2017 · Amount on Record
Prior Sale	Jul 11, 2013 · Amount on Record
Deed Document Number	201714528
Prior Transfer Date	Oct 10, 2007
Prior Transfer Doc	0000675318
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12929 RUNSWICK AVE, WINDERMERE, FL 34786-6660
Transaction Type	Mortgage
Record Updated	Jan 25, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12929 RUNSWICK AVE, WINDERMERE, FL 34786-6660

Mortgage

Document Number	0000003123
Date	Jan 3, 2024
Instrument	20240003123

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Dec 27, 2043

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 9, 2017
Property Address	12929 RUNSWICK AVE, WINDERMERE, FL 34786-6660
Document Number	0000014528
Instrument Date	Dec 29, 2016
Instrument	14528
Transaction Type	Transfer
Record Updated	Feb 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,904.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12929 RUNSWICK AVE WINDERMERE FL 347866660, WINDERMERE, FL 34786-6660

Mortgage

Document Number	14529
Date	Jan 9, 2017
Instrument	14529

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,508 (+2.7%)	$449,350 (-7.71%) Land $125,000 Building $324,350
2025	$4,876.00 (+5.68%) Homeowner's exemption	$295,529 (+5.99%)	$486,910 (+12.07%) Land $125,000 Building $361,910
2024	$4,614.00 (+7.6%)
2023	$4,288.00 (+4.2%) Homeowner's exemption	$278,835 (+3%)	$434,453 (+24.63%) Land $110,000 Building $324,453
2022	$4,115.00 Homeowner's exemption	$270,714	$348,586 Land $100,000 Building $248,586

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

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