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12911 Runswick Ave, Windermere, FL 34786 Property Records

Orange County property record for 12911 Runswick Ave, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,926 sqft · built 2006
Lot Size0.149 acres (6,498 sqft)
Owner2 Individual Names on Record
Last Sale$299,000 (May 2007)
Tax Bill$3,422 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN24-23-27-5428-03-980

Property Details

APN / Parcel Number

Primary APN24-23-27-5428-03-980
Alternative APNs
  • 272324542803980
  • 146430
  • 147600
  • 149721

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,926 sqft Living Area
Gross Area2,697 sqft
1st Floor Area1,926 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,498 sqft (0.149 acres)
Garage TypeAttached
Garage Area499 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area272 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12911 RUNSWICK AVE
CityWINDERMERE
StateFL
Zip34786-6660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionLAKES OF WINDERMERE PHASE 2A 60/63 LOT 398
Legal Range27E
Legal Township23S
Legal Section24
Legal SubdivisionLAKES OF WINDERMERE PH 2A
Legal Phase2A
Legal Tract5428
Legal Block3
Legal Lot Number398
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1022
Census Tract17112

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12911 RUNSWICK AVE, WINDERMERE, FL 34786-6660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jun 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2007 · Amount on Record
Deed SaleMay 10, 2007 · Amount on Record
Prior SaleFeb 27, 2006 · Amount on Record
Deed Document Number2007306290
Deed Book / Page9253 / 4361
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12911 RUNSWICK AVE, WINDERMERE, FL 34786-6660
Transaction TypeMortgage
Record UpdatedJan 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12911 RUNSWICK AVE, WINDERMERE, FL 34786-6660

Mortgage

Document Number0000496319
DateAug 16, 2021
Instrument20210496319
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12911 RUNSWICK AVE, WINDERMERE, FL 34786-6660
Document Number0000412681
Instrument DateJun 27, 2019
Transaction TypeMortgage
Record UpdatedJul 23, 2019
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12911 RUNSWICK AVE WINDERMERE FL 347866660, WINDERMERE, FL 34786-6660

Mortgage

Document Number0000412681
DateJul 5, 2019
Instrument412681
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 4, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$212,389 (+2.7%)$422,300 (-7.39%) Land $125,000 Building $297,300
2025$3,422.00 (+6.94%) Homeowner's exemption$206,805 (+5.99%)$455,990 (+12.94%) Land $125,000 Building $330,990
2024$3,200.00 (+7.78%)
2023$2,969.00 (+4.91%) Homeowner's exemption$195,123 (+3%)$403,729 (+23.98%) Land $110,000 Building $293,729
2022$2,830.00 Homeowner's exemption$189,440$325,632 Land $100,000 Building $225,632

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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