Orange County property record for 12927 Cragside Ln, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,709 sqft · built 2005 |
| Lot Size | 0.149 acres (6,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Aug 2019) |
| Tax Bill | $5,746 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-23-27-5428-04-490 |
| Primary APN | 24-23-27-5428-04-490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,709 sqft Living Area |
| Gross Area | 3,706 sqft |
| 1st Floor Area | 1,485 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,498 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 523 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12927 CRAGSIDE LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | LAKES OF WINDERMERE PHASE 2A 60/63 LOT 449 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | LAKES OF WINDERMERE PH 2A |
| Legal Phase | 2A |
| Legal Tract | 5428 |
| Legal Block | 4 |
| Legal Lot Number | 449 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 17112 |
12927 Cragside Ln is owned and occupied by two individuals who bought it in August 2019.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12927 CRAGSIDE LN, WINDERMERE, FL 34786-6662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2019 · Amount on File |
| Deed Sale | Aug 27, 2019 · Amount on File |
| Prior Sale | Dec 5, 2005 · Amount on File |
| Deed Document Number | 2019532881 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 27, 2019 |
| Property Address | 12927 CRAGSIDE LN, WINDERMERE, FL 34786-6662 |
| Document Number | 0000532881 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 532881 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12927 CRAGSIDE LN WINDERMERE FL 347866662, WINDERMERE, FL 34786-6662 |
| Document Number | 532882 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 532882 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 26, 2049 |
The 2025 property tax bill for 12927 Cragside Ln was $5,746, up 5.2% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $437,462 (+25.49%) | $516,910 (-8.12%) Land $125,000 Building $391,910 | |
| 2025 | $5,746.00 (+5.24%) Homeowner's exemption | $348,601 | $562,610 Land $125,000 Building $437,610 |
| 2024 | $5,460.00 (+7.54%) | ||
| 2023 | $5,077.00 (+3.97%) Homeowner's exemption | $328,909 (+3%) | $494,415 (+25.46%) Land $110,000 Building $384,415 |
| 2022 | $4,883.00 Homeowner's exemption | $319,329 | $394,069 Land $100,000 Building $294,069 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12927 Cragside Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12927 Cragside Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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