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12921 Cragside Ln, Windermere, FL 34786 Property Records

Orange County property record for 12921 Cragside Ln, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,151 sqft · built 2005
Lot Size0.149 acres (6,498 sqft)
Owner2 Individual Names on File
Last Sale$307,100 (Dec 2005)
Tax Bill$7,881 (2025)
Deeds & MortgagesOct 2020 Mortgage
Aug 2019 Transfer
Flood ZoneZone X (minimal risk)
APN24-23-27-5428-04-480

Property Details

APN / Parcel Number

Primary APN24-23-27-5428-04-480
Alternative APNs
  • 272324542804480
  • 146491
  • 147660
  • 149781

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,151 sqft Living Area
Gross Area2,857 sqft
1st Floor Area2,151 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,498 sqft (0.149 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12921 CRAGSIDE LN
CityWINDERMERE
StateFL
Zip34786-6662
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionLAKES OF WINDERMERE PHASE 2A 60/63 LOT 448
Legal Range27E
Legal Township23S
Legal Section24
Legal SubdivisionLAKES OF WINDERMERE PH 2A
Legal Phase2A
Legal Tract5428
Legal Block4
Legal Lot Number448
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1023
Census Tract17112

Owner

12921 Cragside Ln is owned by two individuals who acquired it in September 2020.

Source: Orange County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address1271 ROYCOTT WAY, SAN JOSE, CA 95125-3464
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2020Quit Claim Deed, Transfer
QUICKEN LNS
Aug 6, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2005 · Amount on File
Deed SaleDec 15, 2005 · Amount on File
Deed Document Number2005859264
Deed Book / Page8374 / 1512
Last Transfer DateSep 21, 2020
Transfer Doc0000525272
Record UpdatedJun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateOct 8, 2020
Property Address12921 CRAGSIDE LN, WINDERMERE, FL 34786-6662
Document Number0000525272
Instrument DateSep 21, 2020
Instrument525272
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyOCEAN VIEW TITLE AND ESCROW LLC, OCEAN VIEW TITLE & ESCROW LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1271 ROYCOTT WAY SAN JOSE CA 951253464, SAN JOSE, CA 95125-3464

Mortgage

Document Number525273
DateOct 8, 2020
Instrument525273
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term180 Months
DueOct 7, 2035

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateAug 6, 2019
Property Address12921 CRAGSIDE LN, WINDERMERE, FL 34786-6662
Document Number0000486146
Instrument DateJun 10, 2019
Instrument486146
Transaction TypeTransfer
Record UpdatedAug 21, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1271 ROYCOTT WAY SAN JOSE CA 951253464, SAN JOSE, CA 95125-3464

Tax Assessment & Valuation

The 2025 property tax bill for 12921 Cragside Ln was $7,881, up 8.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$438,030 (+5.58%) Land $125,000 Building $313,030$438,030 (-7.65%) Land $125,000 Building $313,030
2025$7,881.00 (+8.12%)$414,882$474,340 Land $125,000 Building $349,340
2024$7,289.00 (+13.47%)
2023$6,424.00 (+15.56%)$420,525 (+24.52%) Land $110,000 Building $310,525$420,525 (+24.52%) Land $110,000 Building $310,525
2022$5,559.00$337,720 Land $100,000 Building $237,720$337,720 Land $100,000 Building $237,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12921 Cragside Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12921 Cragside Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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