12926 E 103rd Ave, Commerce City, CO 80022 Property Records

Adams County property record for 12926 E 103rd Ave, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,185 sqft · built 2025
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$338,985 (May 2025)
Tax Bill	$2,811 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0210812`

Property Details

APN / Parcel Number

Primary APN	`R0210812`
Alternative APN	`0172113122001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,185 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.069 acres)
Porch	Porch
Porch Area	57 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0210812
Street Address	12926 E 103RD AVE
City	COMMERCE CITY
State	CO
Zip	80022-5045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REUNION RIDGE FLG 1 AMND 4 BLK 6 LOT 1
Legal Subdivision	REUNION RIDGE
Legal Block	6
Legal Lot Number	1
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	3
Census Block	3023
Census Tract	8559

Owner

12926 E 103rd Ave is owned and occupied by an individual who bought it in May 2025.

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12926 E 103RD AVE, COMMERCE CITY, CO 80022-5045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 27, 2025	Special Warranty Deed, Transfer · FHA Mortgage NEST HOME LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025 · Amount on File
Deed Sale	May 27, 2025 · Amount on File
Deed Document Number	2025000030077
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12926 E 103RD AVE, COMMERCE CITY, CO 80022-5045
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12926 E 103RD AVE, COMMERCE CITY, CO 80022-5045

Mortgage

Document Number	0000002286
Date	Jan 13, 2026
Instrument	2026000002286

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

May 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	May 27, 2025
Property Address	12926 E 103RD AVE, COMMERCE CITY, CO 80022-5045
Document Number	0000030077
Instrument Date	May 27, 2025
Instrument	2025000030077
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, ASCENDANT TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.89
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12926 E 103RD AVE, COMMERCE CITY, CO 80022-5045

Mortgage

Document Number	0000030078
Date	May 27, 2025
Instrument	2025000030078

Lender

Name	NEST HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 12926 E 103rd Ave was $2,811.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,811.00	$17,840 Land $17,840	$66,071 Land $66,071
2023	$2,496.00	$11,860 Land $11,860	$42,513 Land $42,513

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12926 E 103rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12926 E 103rd Ave is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	100 / 20

May also be available: Aerux Broadband, CenturyLink, Verizon.

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