12920 E 103rd Ave, Commerce City, CO 80022 Property Records

Adams County property record for 12920 E 103rd Ave, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 2025
Lot Size	0.055 acres (2,405 sqft)
Owner	Individual Name on Record
Last Sale	$358,990 (May 2025)
Tax Bill	$2,811 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1721-13-1-22-002`

Property Details

APN / Parcel Number

Primary APN	`1721-13-1-22-002`
Alternative APNs	`0172113122002` `R0210813`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
Gross Area	1,234 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,405 sqft (0.055 acres)
Lot Width	2,404 ft Width
Garage Type	Detached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Covered Wood Porch
Porch Area	58 sqft
Deck Area	34 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0210813
Street Address	12920 E 103RD AVE
City	COMMERCE CITY
State	CO
Zip	80022-5045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REUNION RIDGE FLG 1 AMND 4 BLK 6 LOT 2
Legal Subdivision	REUNION RIDGE
Legal Block	6
Legal Lot Number	2
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	3
Census Block	3023
Census Tract	8559

Owner

Source: Adams County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12920 E 103RD AVE, COMMERCE CITY, CO 80022-5045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 21, 2025	Special Warranty Deed, Transfer · Conventional Mortgage NEST HOME LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Deed Document Number	202528824
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12920 E 103RD AVE, COMMERCE CITY, CO 80022-5045
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12920 E 103RD AVE, COMMERCE CITY, CO 80022-5045

Mortgage

Document Number	0000051578
Date	Sep 5, 2025
Instrument	2025000051578

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	May 21, 2025
Property Address	12920 E 103RD AVE, COMMERCE CITY, CO 80022-5045
Document Number	0000028824
Instrument Date	May 20, 2025
Instrument	2025000028824
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	UNKNOWN, ASCENDANT TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.89
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12920 E 103RD AVE, COMMERCE CITY, CO 80022-5045

Mortgage

Document Number	0000028825
Date	May 21, 2025
Instrument	2025000028825

Lender

Name	NEST HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,811.00 (-20.32%)	$6,460 (-45.53%) Land $6,460	$95,000 (+123.46%) Land $95,000
2024	$3,528.00 (+41.35%)
2023	$2,496.00	$11,860 Land $11,860	$42,513 Land $42,513

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 46% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	100 / 20

May also be available: Aerux Broadband, CenturyLink, Verizon.

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