12925 Springhill Dr, Winnebago, IL 61088 Property Records

Winnebago County property record for 12925 Springhill Dr, Winnebago, IL 61088 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1,870 sqft · built 2003
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (May 2026)
Tax Bill$5,117 (2024)
Deeds & MortgagesMay 2026 Sale & Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN09-25-451-008

Property Details

APN / Parcel Number

Primary APN09-25-451-008
Alternative APN
  • 457 191

Interior

Building Area1,870 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area748 sqft

Location & Zoning

Street Address12925 SPRINGHILL DR
CityWINNEBAGO
StateIL
Zip61088-8041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTLAKE VILLAGE NO 2 PT S 1/2 SEC 25-27-10 LOT 181
Legal Range10
Legal Township27
Legal Section25
Legal SubdivisionWESTLAKE VILLAGE NO 2
Legal Lot Number181
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group4
Census Block4030
Census Tract4300

Owner

Source: Winnebago County records · APN 09-25-451-008

Assessment roll updated July 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12925 SPRINGHILL DR, WINNEBAGO, IL 61088-8041
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 28, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Apr 27, 2020Deed of Trust, Mortgage · Conventional with PMI
BYRON BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 28, 2026 · Amount on Record
Deed SaleMay 28, 2026 · Amount on Record
Deed Document Number202613146
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateMay 28, 2026
Property Address12925 SPRINGHILL DR, WINNEBAGO, IL 61088-8041
Document Number0000013146
Instrument DateMay 22, 2026
Instrument202613146
Transaction TypeTransfer
Record UpdatedJun 12, 2026
Title CompanyNATION TITLE, NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$48,480.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12925 SPRINGHILL DR, WINNEBAGO, IL 61088-8041

Mortgage

Document Number0000013147,
DateMay 28, 2026
Instrument202613147
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.33%
Initial TypeFixed Rate
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address12925 SPRINGHILL DR, WINNEBAGO, IL 61088-8041
Document Number0001013388
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12925 SPRINGHILL DR WINNEBAGO IL 610888041, WINNEBAGO, IL 61088-8041

Mortgage

Document Number0001013388
DateMay 26, 2020
Instrument1013388
Lender
NameBYRON BK
TypeBank
AddressBYRON, IL 61010
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueMay 25, 2035
Interest
Rate2.79%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$5,117.00$77,852 (+17.95%) Land $12,659 Building $65,193$233,556 (+17.95%) Land $37,977 Building $195,579
2022Homeowner's exemption$66,004 Land $10,733 Building $55,271$198,012 Land $32,199 Building $165,813

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010043004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 34% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Computer Dynamics of NW Illinois, AaroBand. Availability varies by address; speeds are provider-advertised maximums, not measured.

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