12923 Saint Paul Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 12923 Saint Paul Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,710 sqft · built 1992
Lot Size	1.62 acres (70,567 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Feb 2022)
Tax Bill	$4,546 (2026)
Deeds & Mortgages	Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`23-015188`

Property Details

APN / Parcel Number

Primary APN	`23-015188`
Alternative APN	`015188`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,710 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	70,567 sqft (1.62 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	198 sqft
Deck Area	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	015188
Street Address	12923 SAINT PAUL RD
City	CLEAR SPRING
State	MD
Zip	21722-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	LOT 8 1.62 AC 12923 ST PAUL ROAD
Legal Lot Number	8
Jurisdiction	WASHINGTON MD
Township / Civil Division	23, WILSONS
Census Block Group	1
Census Block	1026
Census Tract	11700

Owner

12923 Saint Paul Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12923 SAINT PAUL RD, CLEAR SPRING, MD 21722-1413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on File
Deed Sale	Feb 18, 2022 · Amount on File
Prior Sale	Feb 19, 1991 · Amount on File
Deed Book / Page	6932 / 162
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Feb 18, 2022
Property Address	12923 SAINT PAUL RD, CLEAR SPRING, MD 21722-1413
Document Number	0069320162
Book / Page	6932 / 162
Map Reference	PL 3416
Instrument Date	Feb 18, 2022
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	LINCOLN TITLE AND SETTLEMENT SERVICES, LINCOLN TTL & STLMT SVCS LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12923 SAINT PAUL RD, CLEAR SPRING, MD 21722-1413

Tax Assessment & Valuation

The 2026 property tax bill for 12923 Saint Paul Rd was $4,546, up 11.7% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,546.00 (+11.67%)	$433,300 (+11.85%) Land $71,200 Building $362,100	$433,300 (-) Land $71,200 Building $362,100
2025	$4,071.00	$387,400	$433,300 Land $71,200 Building $362,100
2023	$3,074.00	$295,600 Land $61,200 Building $234,400	$295,600 Land $61,200 Building $234,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12923 Saint Paul Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12923 Saint Paul Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50