Washington County property record for 12902 Saint Paul Rd, Clear Spring, MD 21722
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,867 sqft · built 2000 |
| Lot Size | 0.996 acres (43,365 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,388 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-017048 |
| Primary APN | 04-017048 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,867 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 43,365 sqft (0.996 acres) |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 464 sqft |
| Shed | 1 Shed |
| Shed Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 017048 |
|---|---|
| Street Address | 12902 SAINT PAUL RD |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A(R) |
| Legal Description | LOT 1 0.9955 ACRES 12902 ST PAUL CHURCH RD ST PAUL ESTATES |
| Legal Subdivision | PAUL ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 4, CLEAR SPRING |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 10600 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12844 SAINT PAUL RD, CLEAR SPRING, MD 21722-1411 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDDLETOWN VALLEY BANK |
| Aug 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MLEND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2000 |
| Deed Sale | Apr 6, 2000 |
| Deed Document Number | 20009583 |
| Deed Book / Page | 1563 / 246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12902 SAINT PAUL RD, CLEAR SPRING, MD 21722-1415 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | AVENUE 365 LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 12902 SAINT PAUL RD, CLEAR SPRING, MD 21722-1415 |
| Document Number | 0078770324 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 7877/324 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12902 SAINT PAUL RD, CLEAR SPRING, MD 21722-1415 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0065250110 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 6525/110 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 12902 SAINT PAUL RD, CLEAR SPRING, MD 21722-1415 |
| Document Number | 0058170271 |
| Instrument Date | Aug 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12902 SAINT PAUL RD CLEAR SPRING MD 217221415, CLEAR SPRING, MD 21722-1415 |
| Document Number | 0058170271 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 005817/000271 |
| Name | MLEND |
|---|---|
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 20, 2033 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,388.00 (+10.67%) | $418,000 (+10.83%) Land $75,000 Building $343,000 | $418,000 (-) Land $75,000 Building $343,000 |
| 2025 | $3,965.00 (+11.94%) | $377,167 (+27.64%) | $418,000 (+41.46%) Land $75,000 Building $343,000 |
| 2024 | $3,542.00 (+15.26%) | ||
| 2023 | $3,073.00 | $295,500 Land $75,000 Building $220,500 | $295,500 Land $75,000 Building $220,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Cable · Fiber in parts of the area | 1,300 / 50 |
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