12923 Cluster Pine Dr, Cypress, TX 77429 Property Records

Harris County property record for 12923 Cluster Pine Dr, Cypress, TX 77429

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,240 sqft · built 1982
Lot Size0.381 acres (16,600 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Jun 2014)
Tax Bill$1,652 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jun 2020 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN112-347-000-0048

Property Details

APN / Parcel Number

Primary APN112-347-000-0048

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,240 sqft Living Area
Gross Area3,569 sqft
1st Floor Area3,240 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area16,600 sqft (0.381 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
Pool Area700 sqft
PorchEnclosed Frame Porch
Porch Area426 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1123470000048
Street Address12923 CLUSTER PINE DR
CityCYPRESS
StateTX
Zip77429-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 48 BLK 7 LAKEWOOD FOREST SEC 10
Legal SubdivisionLAKEWOOD FOREST SEC 10
Legal Block7
Legal Lot Number48
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group2
Census Block2020
Census Tract554600

Owner

Source: Harris County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12923 CLUSTER PINE DR, CYPRESS, TX 77429-2026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOUSTON FCU
Jun 10, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
May 11, 2020Deed of Trust, Mortgage
HOUSTON FCU
May 11, 2020Deed of Trust, Mortgage
HOUSTON FCU
Dec 4, 2018Deed of Trust, Mortgage
HOUSTON FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 3, 2014 · Amount on Record
Deed SaleJun 3, 2014 · Amount on Record
Deed Document Number2014235508
Last Transfer DateJun 1, 2020
Transfer Doc0000246872
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12923 CLUSTER PINE DR, CYPRESS, TX 77429-2026
Transaction TypeMortgage
Record UpdatedSep 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020567062
DateNov 19, 2020
Instrument2020-567062
Lender
NameHOUSTON FCU
TypeCredit Union
AddressSUGAR LAND, TX 77479
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueJun 1, 2050

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARRIS TX
Recording DateJun 10, 2020
Property Address12923 CLUSTER PINE DR, CYPRESS, TX 77429-2026
Document Number0000246872
Instrument DateJun 1, 2020
Instrument246872
Transaction TypeTransfer
Record UpdatedJun 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12923 CLUSTER PINE DR CYPRESS TX 774292026, CYPRESS, TX 77429-2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12923 CLUSTER PINE DR, CYPRESS, TX 77429-2026
Document Number0000219989
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJun 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12923 CLUSTER PINE DR CYPRESS TX 774292026, CYPRESS, TX 77429-2026

Mortgage

Document Number0000219989
DateMay 26, 2020
Instrument219989
Lender
NameHOUSTON FCU
TypeCredit Union
AddressSUGAR LAND, TX 77479
Agreement
AmountAmount Recorded
Term360 Months
DueMay 25, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12923 CLUSTER PINE DR, CYPRESS, TX 77429-2026
Document Number0000567062
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12923 CLUSTER PINE DR CYPRESS TX 774292026, CYPRESS, TX 77429-2026

Mortgage

Document Number0000567062
DateNov 19, 2020
Instrument567062
Lender
NameHOUSTON FCU
TypeCredit Union
AddressSUGAR LAND, TX 77479
Agreement
AmountAmount Recorded
Term360 Months
DueNov 18, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12923 CLUSTER PINE DR, CYPRESS, TX 77429-2026
Document Number0000050067
Instrument DateDec 4, 2018
Transaction TypeMortgage
Record UpdatedFeb 14, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12923 CLUSTER PINE DR CYPRESS TX 774292026, CYPRESS, TX 77429-2026

Mortgage

Document Number0000050067
DateFeb 6, 2019
Instrument50067
Lender
NameHOUSTON FCU
TypeCredit Union
AddressSUGAR LAND, TX 77479-4097
Agreement
AmountAmount Recorded
Term120 Months
DueFeb 5, 2029

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,652.00 (-24.87%) Homeowner's exemption$403,231 (+1.94%) Land $94,900 Building $308,331$403,231 (+1.94%) Land $94,900 Building $308,331
2024$2,199.00 (+333.73%)
2023$395,546 Land $94,900 Building $300,646$395,546 Land $94,900 Building $300,646
2022$507.00 (+18.46%)
2020$428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 156 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies156 in force
Nearby Flood Claims16 (1979–2017)
Claims Outside the SFHA16 of 16
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 4 claims
  • Severe Storms And Flooding, Apr 2016 · 3 claims
  • Hurricane Ike, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAULKEY GULLY MUD
serves 8,907 people · EPA ID TX1011602
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Ezee Fiber Texas, Hotwire Communications, Radiate Holdings.

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