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12915 Cluster Pine Dr, Cypress, TX 77429 Property Records

Harris County property record for 12915 Cluster Pine Dr, Cypress, TX 77429 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,328 sqft · built 1982
Lot Size0.216 acres (9,400 sqft)
Owner2 Individual Names on File
Last Sale$165,900 (Nov 2011)
Tax Bill$5,672 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN112-347-000-0046

Property Details

APN / Parcel Number

Primary APN112-347-000-0046

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area3,328 sqft Living Area
1st Floor Area1,655 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Lot Area9,400 sqft (0.216 acres)
View / LotNeighborhood
Garage Area492 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1123470000046
Street Address12915 CLUSTER PINE DR
CityCYPRESS
StateTX
Zip77429-2026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 46 BLK 7 LAKEWOOD FOREST SEC 10
Legal SubdivisionLAKEWOOD FOREST SEC 10
Legal Block7
Legal Lot Number46
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group2
Census Block2020
Census Tract554600

Owner

Source: Harris County records · APN 112-347-000-0046

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12915 CLUSTER PINE DR, CYPRESS, TX 77429-2026
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Apr 08, 2019Loan Modification, Mortgage
MIDFIRST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 17, 2011 · Amount on Record
Deed SaleNov 17, 2011 · Amount on Record
Prior SaleNov 17, 2011
Deed Document Number2011485984
Deed Book / Page7987 / 1192
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address12915 CLUSTER PINE DR, CYPRESS, TX 77429-2026
Transaction TypeMortgage
Record UpdatedApr 02, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12915 CLUSTER PINE DR, CYPRESS, TX 77429-2026

Mortgage

Document Number2021154024
DateMar 24, 2021
Instrument2021-154024
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term338 Months
DueMay 01, 2049

April 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address12915 CLUSTER PINE DR, CYPRESS, TX 77429-2026
Document Number0000219616
Instrument DateApr 08, 2019
Transaction TypeMortgage
Record UpdatedJun 04, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12915 CLUSTER PINE DR CYPRESS TX 774292026, CYPRESS, TX 77429-2026

Mortgage

Document Number0000219616
DateMay 28, 2019
Instrument219616
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
AmountAmount Recorded
Term360 Months
DueMay 27, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,672.00 (+1.25%) Homeowner's exemption$385,399 (+0.29%) Land $68,620 Building $316,779$385,399 (+0.29%) Land $68,620 Building $316,779
2024$5,602.00 (+163.25%)
2023$384,286 Land $68,620 Building $315,666$384,286 Land $68,620 Building $315,666
2022$2,128.00 (+9.86%)
2020$1,937.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015546002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 156 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies156 in force
Nearby Flood Claims16 (1979–2017)
Claims Outside the SFHA16 of 16
Most Recent ClaimAug 2017, rainfall accumulation, Hurricane Harvey
Claims By Storm
  • Hurricane Harvey, Aug 2017 · 4 claims
  • Severe Storms And Flooding, Apr 2016 · 3 claims
  • Hurricane Ike, Sep 2008 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 252 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Ezee Fiber Texas, Hotwire Communications, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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