12922 E Main Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 12922 E Main Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,068 sqft · built 1948
Lot Size	0.4 acres (17,425 sqft)
Owner	2 Individual Names on Record
Last Sale	$381,000 (Jul 2022)
Tax Bill	$3,778 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45153.4105`

Property Details

APN / Parcel Number

Primary APN	`45153.4105`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,068 sqft Living Area
Gross Area	1,568 sqft
1st Floor Area	784 sqft
Basement Area	784 sqft
Finished Basement	284 sqft
Unfinished Basement	500 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,425 sqft (0.4 acres)
Lot Dimensions	205 ft deep x 85 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12922 E MAIN AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-0988
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OPP EVAN B160 E85FT L3
Legal Range	44E
Legal Township	25N
Legal Section	15
Legal Subdivision	EVANS ADD
Legal Block	160
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2007
Census Tract	11800

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12922 E MAIN AVE, SPOKANE VALLEY, WA 99216-0988
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer · VA Mortgage LOWER LLC
Oct 31, 2019	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	20227220546
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 1, 2022
Property Address	12922 E MAIN AVE, SPOKANE VALLEY, WA 99216-0988
Document Number	0007220546
Map Reference	VOL 3 PG 47
Instrument Date	Jun 29, 2022
Instrument	7220546
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,101.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12922 E MAIN AVE, SPOKANE VALLEY, WA 99216-0988

Mortgage

Document Number	0007220547
Date	Jul 1, 2022
Instrument	7220547

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 31, 2019
Property Address	12922 E MAIN AVE, SPOKANE VALLEY, WA 99216-0988
Document Number	0006859622
Map Reference	VOL 3 PG 47
Instrument Date	Oct 23, 2019
Instrument	6859622
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,419.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12922 E MAIN AVE, SPOKANE VALLEY, WA 99216-0988

Mortgage

Document Number	0006859623
Date	Oct 31, 2019
Instrument	6859623

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Mortgage

Document Number	0006859624
Date	Oct 31, 2019
Instrument	6859624

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,778.00 (+7.79%)	$322,200 (-5.79%) Land $90,000 Building $232,200	$322,200 (-5.79%) Land $90,000 Building $232,200
2025	$3,505.00 (+6.5%)	$342,000 (+4.62%) Land $70,000 Building $272,000	$342,000 (+4.62%) Land $70,000 Building $272,000
2024	$3,291.00 (+4.84%)	$326,900 (+35.08%) Land $60,000 Building $266,900	$326,900 (+35.08%) Land $60,000 Building $266,900
2023	$3,139.00 (+10.76%)	$242,000 (-) Land $44,000 Building $198,000	$242,000 (-) Land $44,000 Building $198,000
2022	$2,834.00	$242,000 Land $44,000 Building $198,000	$242,000 Land $44,000 Building $198,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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